Credit Report & Scores » Improve Credit

Improve Credit

Improving your credit score takes time. Even when you pay off debt or resolve public records such as bankruptcy, your score may not immediately improve.

How To Improve Your Credit

  • Pay bills on time, keep balances low, and pay off debt
  • Don’t close unused credit cards and apply for and open new credit accounts only when necessary
  • Review your credit report three months before big purchases and correct inaccuracies

Latest Articles

The Credit Diagnosis from Dr. FICO – Tom Quinn

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What is installment credit?

My friend has a poor credit score. She already has some credit...

How can I repair my credit score?

You can’t repair a credit score. Credit scores represent the information in your credit...

Can I pay a lawyer to fix my credit?

If the information in your credit report is accurate and within the time frames...