Sign in

Loans

Explore the different types of loans you can use to finance a home, car or college education, consolidate debt and more.

Auto loans icon

Auto loans

Loan basics icon

Loan basics

Personal loans icon

Personal loans

Student loans icon

Student loans

Mortgage icon

Mortgage

HELOC icon

HELOC

Refinance icon

Refinance

Debt icon

Debt

Take action with these tools

Best personal loans icon

Best personal loans

Fund home improvement projects, cover expenses and more.

Compare loans

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best debt consolidation loans

Consolidate your debt and manage your payments easier.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Mortgage calculator

Understand how rates affect your monthly payment and the total cost.

What others are reading

Happy man getting out of his new car

Average Car Loan Interest Rates by Credit Score

If you’re thinking about buying a car, it’s important to consider how your credit score af...

Ben Luthi profile imageBy Ben Luthi
Sep 10, 2026Auto loans

How to Get a Debt Consolidation Loan

Tim Maxwell profile imageBy Tim Maxwell
May 5, 2026Personal loans

How to Get a Debt Consolidation Loan With Bad Credit

Ben Luthi profile imageBy Ben Luthi
Jun 26, 2026Loans

How to Get a $300 Loan

Karen Axelton profile imageBy Karen Axelton
Mar 15, 2026Personal loans

What Happens if I Return My Car to the Lender Before I Finish Paying It Off?

Karen Axelton profile imageBy Karen Axelton
Apr 30, 2025Auto loans

How to Get a $500 Loan

Ben Luthi profile imageBy Ben Luthi
Mar 8, 2026Personal loans

The latest from our experts

The Latest Used Car Loan Interest Rates for 2026

Shopping around for the best rate, just like you shop around for your car, will help you s...

Ben Luthi profile imageBy Ben Luthi
Sep 10, 2026Auto loans

Average Car Payment in 2026

Average monthly car payments have been creeping up for years, but there are ways to reduce...

Jennifer Brozic profile imageBy Jennifer Brozic
Sep 10, 2026Auto loans

What Is a Good Credit Score for an Auto Loan?

Here’s what you need to know about how your credit score affects a car loan, what credit s...

Ben Luthi profile imageBy Ben Luthi
Sep 10, 2026Auto loans

Auto Loan Rates and Financing for 2026

Here are the latest trends for auto loans, including interest rates, lenders, financing an...

Ben Luthi profile imageBy Ben Luthi
Sep 10, 2026Auto loans

Best Personal Loan Rates of September 2026

See average personal loan rates by term, FICO Score and state, plus how to compare offers ...

Ben Luthi profile imageBy Ben Luthi
Sep 10, 2026Personal loans

Pros and Cons of a Direct Loan Consolidation

Consolidating federal loans can make your life easier, but there are pros and cons to cons...

Taylor Medine profile imageBy Taylor Medine
Sep 3, 2026Student loans

How to Get Student Loans Without a Parent

You have options for getting student loans without a parent. But you may need to meet cert...

Kim Porter profile imageBy Kim Porter
Sep 3, 2026Student loans

How to Pay for College When Financial Aid Isn’t Enough

There may still be ways to pay for college if financial aid isn't enough. Scholarships, gr...

Marianne Hayes profile imageBy Marianne Hayes
Sep 2, 2026Student loans

How to Get Help With Student Loans

Feeling overwhelmed by student debt? You're not alone, and there are things you can do.

Brianna McGurran profile imageBy Brianna McGurran
Sep 1, 2026Student loans

What Is a Student Loan Servicer?

Understanding who your servicer is can help you stay on top of your loan and avoid repayme...

LaToya Irby profile imageBy LaToya Irby
Aug 31, 2026Student loans

Is It Better to Consolidate or Refinance Student Loans?

If you have student loans and want to simplify your payments or adjust your repayment plan...

Ben Luthi profile imageBy Ben Luthi
Aug 26, 2026Student loans

What Is Risk-Based Pricing?

When you apply for a loan, lenders will typically use risk-based pricing to determine whic...

Ben Luthi profile imageBy Ben Luthi
Aug 25, 2026Loan basics

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances. With innovative tools and expert guidance, we’re here to help you manage your credit, protect your identity, and save on loans, credit cards, and more. Our goal is simple: to help bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian app.

Download the free Experian appCarry trusted financial tools with you

Download from the Apple App Store.Get it on Google Play.
Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices