The Average Personal Loan Balance Rose 3.7% in 2021

In 2021 consumers had $133.2 billion in unsecured personal loans, a continuing increase even as other types of debt balances declined during the pandemic.

Fewer People Are Taking Out Mortgages as Interest Rates Increase

Experian examined mortgage rate data and the number of new mortgages in the U.S....

February 3, 2023 • 4 min read

How Cashless Spending Has Grown Since 2015

Experian examined how cashless spending changed in 2020 and how spending habits evolved in...

January 23, 2023 • 3 min read

10 States Where Inflation Is Hitting the Hardest

Experian examined U.S. Census data to evaluate which states struggled the most under rising...

January 23, 2023 • 6 min read

How Inflation Has Affected Credit Card Use by Region

Experian analyzed how credit card usage has changed in every state and compared it...

December 21, 2022 • 4 min read

How Grocery Purchasing Power Has Changed in the U.S.

Experian created a hypothetical basket of commonly purchased food items to illustrate how the...

December 20, 2022 • 3 min read

States Where Financial Inclusion Has Improved the Most Since 2013

According to the FDIC, 4.5%, or about 6 million households, were unbanked as of...

December 18, 2022 • 5 min read

How Department Store Spending Has Changed in the Last 30 Years

Experian examined data from the Census Bureau's Advance Monthly Retail Trade Survey to see...

December 5, 2022 • 3 min read

Rural Credit Scores: How They Differ

In 11 states, rural consumers sport a higher average credit score than the state’s...

October 27, 2022 • 3 min read

Identity Theft Is on the Rise, Both in Incidents and Losses

Reports of fraud and identity theft surged in 2021, as scammers exploited anxiety and...

October 11, 2022 • 7 min read

How Millennial Credit Scores Have Changed in the 25 Largest Cities

Despite a recent migration away from large cities by millennials, average FICO^® Scores continue...

October 3, 2022 • 3 min read

How Monthly Payments Have Changed Since the Pandemic

The average monthly payment averages $1,055 nationally in 2022. Average payments are typically higher...

September 29, 2022 • 3 min read

How Many Consumers Have a Credit Card, Personal Loan or Both?

More than half of consumers with good credit scores carry an average of more...

September 27, 2022 • 3 min read

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How Can I Separate the Credit Reports of a Father and Son?

Will My U.S. Credit History Transfer to Canada?

Can a Home Equity Line of Credit Impact Your Credit Scores?

How Often Should I Check My Credit Score?

The Meaning of “Too Few Accounts Paid as Agreed”

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The Average Personal Loan Balance Rose 3.7% in 2021

Latest Research:

Fewer People Are Taking Out Mortgages as Interest Rates Increase

How Cashless Spending Has Grown Since 2015

10 States Where Inflation Is Hitting the Hardest

How Inflation Has Affected Credit Card Use by Region

How Grocery Purchasing Power Has Changed in the U.S.

Instantly raise your FICO^® Score for free

States Where Financial Inclusion Has Improved the Most Since 2013

How Department Store Spending Has Changed in the Last 30 Years

Rural Credit Scores: How They Differ

Identity Theft Is on the Rise, Both in Incidents and Losses

How Millennial Credit Scores Have Changed in the 25 Largest Cities

How Monthly Payments Have Changed Since the Pandemic

How Many Consumers Have a Credit Card, Personal Loan or Both?

Recommended Articles:

How Can I Separate the Credit Reports of a Father and Son?

Will My U.S. Credit History Transfer to Canada?

Can a Home Equity Line of Credit Impact Your Credit Scores?

How Often Should I Check My Credit Score?

The Meaning of “Too Few Accounts Paid as Agreed”

Add Your Cell Phone Payments with Experian Boost

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The Average Personal Loan Balance Rose 3.7% in 2021

Latest Research:

Fewer People Are Taking Out Mortgages as Interest Rates Increase

How Cashless Spending Has Grown Since 2015

10 States Where Inflation Is Hitting the Hardest

How Inflation Has Affected Credit Card Use by Region

How Grocery Purchasing Power Has Changed in the U.S.

Instantly raise your FICO® Score for free

States Where Financial Inclusion Has Improved the Most Since 2013

How Department Store Spending Has Changed in the Last 30 Years

Rural Credit Scores: How They Differ

Identity Theft Is on the Rise, Both in Incidents and Losses

How Millennial Credit Scores Have Changed in the 25 Largest Cities

How Monthly Payments Have Changed Since the Pandemic

How Many Consumers Have a Credit Card, Personal Loan or Both?

Recommended Articles:

How Can I Separate the Credit Reports of a Father and Son?

Will My U.S. Credit History Transfer to Canada?

Can a Home Equity Line of Credit Impact Your Credit Scores?

How Often Should I Check My Credit Score?

The Meaning of “Too Few Accounts Paid as Agreed”

Add Your Cell Phone Payments with Experian Boost

Resources

Latest Research

Latest Reviews

Instantly raise your FICO^® Score for free