Research

Get highlights from Experian's latest research to stay on top of trends so you can make smarter financial decisions.

Editors' picks

Woman choosing a new car with the help of a female dealership agent

Car Buyers and Credit: What Auto Financing Means for Credit Scores

By Chris Horymski

Nov 21, 2024

A cheerful senior man helping his mature son with moving to a new house

How Have Credit Scores for Mortgage Borrowers Changed?

By Chris Horymski

Oct 23, 2024

Happy mature couple sitting on a couch with popcorn while watching a movie

Survey: Consumers Juggling More Online Subscriptions

By Chris Horymski

Oct 18, 2024

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What others are reading

A man wearing a black shirt smiles at his phone and holds his credit card while sitting outside.

How Many Americans Have a Perfect 850 Credit Score?

The share of U.S. consumers with perfect credit scores grew in 2023 to 1.54%, according to...

By Chris Horymski

May 20, 2024

What Is the Average Credit Score in the US?

By Chris Horymski

Jan 28, 2025

How Many Americans Have an 800 Credit Score or Greater?

By Chris Horymski

Apr 17, 2024

Experian Study: Average U.S. Consumer Debt and Statistics

By Chris Horymski

Jan 29, 2025

Average Credit Card Debt Increases 3.5% to $6,730 in 2024

By Chris Horymski

Mar 12, 2025

Average US Mortgage Debt Increases to $252,505 in 2024

By Chris Horymski

Mar 12, 2025

Explore more topics

The latest from our experts

LGBTQ+ Money Survey: Attitudes, Challenges and Opportunities

The LGBTQ+ community faces unique challenges that can make it harder to save money and ach...

By Alexandria White

Jun 13, 2025

Americans’ Average Monthly Debt Payment Increases to $1,237 in 2025

Overall, U.S. consumers send an average of $1,237 each month to their various creditors. T...

By Chris Horymski

Jun 11, 2025

High Mortgage Rates Are Still Impacting Home Sales in 2025

Elevated mortgage rates mean persistently higher mortgage costs for prospective homebuyers...

By Chris Horymski

Jun 4, 2025

Median Home Values by State

California and Hawaii lead the nation in median home prices, both exceeding $750,000 in ea...

By Chris Horymski

Apr 24, 2025

Average Auto Loan Debt Grew 2.1% to $24,297 in 2024

Drivers owed $1.53 trillion on auto loans as of Q3 2024, according to Experian data. The a...

By Chris Horymski

Apr 24, 2025

Survey: How Do Americans Plan to Use Their Tax Refund?

Every year, a large percentage of households receive tax refunds when they file their fede...

By Chris Horymski

Apr 16, 2025

HELOC Balances Surpass $45,000 in 2024

Millennials and Generation X are tapping more of their home equity than other generations ...

By Chris Horymski

Mar 27, 2025

The Most “Average” Cities in America (for Credit and Debt)

Experian identified eight cities in the U.S. that approximate the national average, at lea...

By Chris Horymski

Feb 24, 2025

Experian 2024 Consumer Credit Review

2024 is noteworthy for a divergence in debt burdens, with some types of debt growing in si...

By Chris Horymski

Jan 30, 2025

Average Auto Lease Payment Climbs to $638, Slightly Less Than Loan Cost

The difference between average lease payments and average auto loan payments has narrowed ...

By Chris Horymski

Dec 4, 2024

Survey: How Consumers Feel About Holiday Shopping in 2024

A new Experian survey shows 56% of consumers are stressed about money during the holidays,...

By Karen Axelton

Nov 4, 2024

Adjustable-Rate Mortgage Trends in 2024

ARMs have traditionally been a way for home borrowers to obtain manageable monthly mortgag...

By Chris Horymski

Oct 23, 2024

Research

Editors' picks

Car Buyers and Credit: What Auto Financing Means for Credit Scores

How Have Credit Scores for Mortgage Borrowers Changed?

Survey: Consumers Juggling More Online Subscriptions

Gen X, Millennials Pay More for Their Mortgages

Credit Card Balances Are Growing the Fastest in These 20 Cities

More Drivers Than Ever Are Making $1,000+ Auto Loan Payments