Find the right debt consolidation loan
Looking to combine your loans and credit card balances? Let us help you find a debt consolidation loan that’s matched to you.
Get startedSave money on interest
Find better terms and lower rates that work for you.
Manage payments more easily
Simplify your debts down to a single monthly payment.
Lower your credit utilization
You could increase your available credit by paying off your debt with a loan.
Partner loan offers
Est. APR | 8.98 - 35.99% |
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Term | 24 - 60 mo |
Loan amount | $1,000 - $40,000 |
Est. APR | 14.30 - 35.99% |
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Term | 24 - 60 mo |
Loan amount | $5,000 - $40,000 |
Est. APR | 9.95 - 35.95% |
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Term | 24 - 60 mo |
Loan amount | $2,000 - $35,000 |
Est. APR | 8.99 - 35.99% |
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Term | 36 - 60 mo |
Loan amount | $2,000 - $50,000 |
Est. APR | 7.99 - 17.97% |
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Term | 36 - 72 mo |
Loan amount | $5,000 - $50,000 |
Est. APR | 9.99 - 35.99% |
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Term | 36 - 60 mo |
Loan amount | $1,000 - $50,000 |
Est. APR | 9.99 - 35.99% |
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Term | 36 - 60 mo |
Loan amount | $2,500 - $25,000 |
Est. APR | 18.00 - 35.99% |
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Term | 36 - 60 mo |
Loan amount | $1,500 - $20,000 |
Est. APR | 8.99 - 35.99% |
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Term | 24 - 60 mo |
Loan amount | $2,000 - $50,000 |
Est. APR | 11.69 - 35.99% |
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Term | 36 - 60 mo |
Loan amount | $1,000 - $50,000 |
Est. APR | 11.72 - 17.99% |
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Term | 24 - 60 mo |
Loan amount | $5,000 - $40,000 |
Est. APR | 8.99 - 29.99% |
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Term | 24 - 84 mo |
Loan amount | $5,000 - $100,000 |
Est. APR | 7.80 - 35.99% |
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Term | 36 - 60 mo |
Loan amount | $1,000 - $50,000 |
Est. APR | 7.99 - 35.99% |
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Term | 24 - 48 mo |
Loan amount | $2,000 - $30,000 |
No offers available
We couldn’t find any loans matching those filters, but we can still match you with other savings options and offers.
Get startedHow to find your best debt consolidation loan
Know your FICO® Score
It plays a big role in the debt consolidation loans you’re likely to qualify for, and the rates and terms you might get.
Compare loan options
Determine how much debt you’re consolidating, then look for a low APR and monthly payment that fits your budget.
Look for extra benefits
Consider lender-specific perks, like getting a reduced interest rate if you set up autopay.
Get pre-qualified
Once you find a debt consolidation loan to apply for, pre-qualifying first can tell you if you’re likely to be approved.
Start with your FICO® ScoreΘ and loan offers matched to your credit profile.
Get started for freeΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.
Top picks from our partners
Best for All Credit Score Types: Upstart
Recommended FICO® ScoreΘ
Poor - Exceptional
Est. APR | 7.80 - 35.99% |
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Term | 36 - 60 mo |
Loan amount | $1,000 - $50,000 |
Why we picked it
Upstart is an online lending platform that may place less importance on your credit score than other lenders. In addition to your credit, their unique approach considers your employment, education and banking history, which could make qualifying easier for some people.
Best for Excellent Credit: SoFi
Recommended FICO® ScoreΘ
Good - Exceptional
Est. APR | 8.99 - 29.99% |
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Term | 24 - 84 mo |
Loan amount | $5,000 - $100,000 |
Why we picked it
SoFi is an online lender and bank that tends to be a good fit for those with good to excellent credit. It offers fixed-rate loans with high potential loan amounts and few fees.
Best for Fast Funding: LendingPoint
Recommended FICO® ScoreΘ
Fair - Good
Est. APR | 7.99 - 35.99% |
---|---|
Term | 24 - 48 mo |
Loan amount | $2,000 - $30,000 |
Why we picked it
LendingPoint loan funds can be available as quickly as the next business day after approval. Loans range from $2,000 to $30,000 and are for people who have a fair or better credit score. You can check your loan offers without impacting your credit score and choose from different repayment terms ranging from two to six years.
Best for Paying Lenders Directly: Upgrade
Recommended FICO® ScoreΘ
Good - Exceptional
Est. APR | 9.99 - 35.99% |
---|---|
Term | 36 - 60 mo |
Loan amount | $1,000 - $50,000 |
Why we picked it
You can use a loan from Upgrade to consolidate multiple types of debts, and Upgrade gives you the option of having the funds sent directly to credit card companies and other personal loan lenders. Upgrade then sends excess loan amounts to your bank account.
Best for Fair Credit: Avant
Recommended FICO® ScoreΘ
Good - Very Good
Est. APR | 9.95 - 35.95% |
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Term | 24 - 60 mo |
Loan amount | $2,000 - $35,000 |
Why we picked it
Avant offers loans for borrowers with fair credit. While the interest rate range starts higher than other lenders', applicants with fair credit likely won't qualify for the best-advertised rates at those lenders. Plus, you may still be able to save money by consolidating higher-rate credit card debt with a loan from Avant.
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.
†Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.
*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
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