Best Egg personal loans

Best Egg is a highly-rated lending platform with a fast online application and flexible loan amounts.

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Est. APR	6.99 - 35.99%
Term	60 mo
Est. monthly payment	$409.95

Loan details

Get the cash you need, fast: Funds in as little as 24 hours.
No surprises. Fixed rates give you the same monthly payment every time.
Make payments on your terms—no prepayment penalties, ever.
We’re trusted, with excellent ratings from the Better Business Bureau and Trustpilot.

Est. APR	6.99 - 35.99%
Term	36 mo
Est. monthly payment	$568.91

Loan details

Get the cash you need, fast: Funds in as little as 24 hours.
No surprises. Fixed rates give you the same monthly payment every time.
Make payments on your terms—no prepayment penalties, ever.
We’re trusted, with excellent ratings from the Better Business Bureau and Trustpilot.

Est. APR	6.99 - 35.99%
Term	48 mo
Est. monthly payment	$468.45

Loan details

Get the cash you need, fast: Funds in as little as 24 hours.
No surprises. Fixed rates give you the same monthly payment every time.
Make payments on your terms—no prepayment penalties, ever.
We’re trusted, with excellent ratings from the Better Business Bureau and Trustpilot.

Best Egg products are not available if you live in Iowa, Vermont, West Virginia, the District of Columbia, or U.S. Territories.

Eligibility is not guaranteed. The term, amount and APR of any loan we offer to you will depend on your credit score, income, debt payment obligations, loan amount, credit history and other factors. If offered, your loan agreement will contain specific terms and conditions. Your application is complete when you submit it to Best Egg. Your acceptance of an offer may impact your credit score.

The timing of available funds upon loan approval may vary depending upon your bank’s policies. After successful verification your money can be deposited in your bank account within 1-3 business days.

Loan amounts range from $2,000–$50,000. Residents of Massachusetts have a minimum loan amount of $6,500; Ohio, $5,001; and Georgia, $3,001. Only two active Best Egg loans are available at one time and your total existing Best Egg loan balances cannot exceed $100,000.Annual Percentage Rates (APRs) range from 6.99%–35.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–9.99% of your loan amount, which will be deducted from any loan proceeds you receive. The origination fee on a loan term 4 years or longer will be at least 4.99%. Your loan term will impact your APR, which may be higher than our lowest advertised rate. Eligibility for the best available rate subject to creditworthiness. For example: a 5-year $10,000 loan with a 9.99% APR has 60 scheduled monthly payments of $201.81; a 3-year $5,000 loan with 6.99% APR has 36 scheduled monthly payments of $152.83. Best Egg loans can be prepaid at any time without penalty. Barring any unforeseen circumstances, Best Egg loans have a minimum term of 36 months and a maximum term of 60 months.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Best Egg loans are personal loans made by Cross River Bank, a New Jersey Chartered Bank, operating from its Wilmington, Delaware branch location, Member FDIC, Equal Housing Lender, or Column N.A., Member FDIC, Equal Housing Lender.

© 2026 Marlette Marketing, LLC. All rights reserved.

Advertiser Disclosure: The offers that appear on this site are from third party companies that may compensate Experian Consumer Services when consumers engage with them, for example, by clicking an offer link, when an application is approved, or when an account is opened. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

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Best Egg personal loans

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3 partner offers

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Best Egg personal loans

Filters

3 partner offers

Review Snapshot

Know more before you apply

Get your free credit summary

Try boosting your credit scores

Review offers matched to you

Learn more about personal loans

Can I Get a Loan to Pay Off Medical Debt?

How Do Loan Terms Affect the Cost of Credit?

What Increases Your Total Loan Balance?

What Is Deferred Interest?

Title Loan vs. Secured Loan: Which Is Better?

How to Compare Personal Loans