Credit Report & Scores

Latest Articles

Steps for Removing a Tax Lien Filed in Error

I had a lien on my account in 1999 from the state of...

How Utilization Rate Affects Credit Scores

I have been led to believe that a component of one's overall credit...

Inquiry for Employment Will Not Affect Credit Score

I have been applying for work at employment agencies. They want my permission...

Find Out Who Has Checked Your Credit Report

How do I verify that a company indeed checked my credit report? - HOD

Getting a Free Credit Report when Application is Declined

I was denied credit based on a credit report from Experian. Can I...

Updating Bankruptcy Information

After a bankruptcy discharge the creditors usually update their entrances, so the debt...

Obtaining a Personal Credit Report

What is my credit report number? I need it so I can speak...

Removing Closed Accounts in Good Standing

How do I go about getting old, closed in good standing, credit card...

You Can “Fix” Your Credit Report Without Help

This is the first time in a long time that I am daring...

Voluntary Repossession Stays on Credit Report

How do I get a voluntary repossession off of my report? It has...

What Is a Fair Credit Score?

A fair credit score is generally considered to be a FICO Score of 580...

What Is a Credit Report?

A credit report is like a report card on how you manage your finances....

Review Your Free Experian Credit Report Today

Good credit begins with knowing where your credit is today. Get started with your free Experian Credit Report, updated every 30 days on sign in. No credit card required.

Get Started for Free