Credit Report & Scores

Latest Articles

What Is a VantageScore Credit Score?

VantageScore is one of many scoring models that look at the information in your...

Contact Information for Medical Collection Accounts

On my credit report there are two collection items. One says Medical Payment...

Why Do I Have So Many Credit Scores?

The world of credit scores can be complicated and hard to follow. The key...

Inquiries from Utilities on Your Credit Report

How do inquiries from utility, cable television/internet, cellular telephone and residential rentals impact...

What’s the Difference Between Freezing or Locking My Credit?

Both freezing and locking prevent potential lenders from accessing your credit file, and a...

Authorized User Account Impeding Home Purchase

I have a question regarding authorized users. I put my son on...

How Much Available Credit Should I Have?

Often people wonder how much of their available credit they should be using at...

Mistakenly Reported as Deceased

I am listed as deceased on my credit history. How can I change...

The Impact of Requesting Lower Credit Limits

If I lower my credit limits on my credit cards, does that lower...

FICO® Score: What It Is and Why It’s Important

A FICO® Score is one of the credit scores most commonly used by lenders...

Removing Inquiries for Multiple Loan Applications

While looking for a new car the auto dealer shopped the best rate...

How Long Does a Bankruptcy Stay on Your Credit Report?

When consumers have more debt than savings and are faced with mounting bills and...