Best rewards credit cards of 2025
Make the most of your spending with a rewards card. Get matched to credit cards from our partners based on your unique credit profile.⍉
Earn rewards for your spending
You can get rewards like points, cash back and miles on your purchases.
Travel for less
Save money for your next trip like discounts on flights or hotels.
Maximize your perks
You can pair multiple cards to earn the most rewards.
⍉Based on FICO® Score 8 model. Offers and approval not guaranteed. Eligibility requirements and terms apply. Subject to credit check which may impact your credit scores. Offers not available in all states. See licenses and disclosures.
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All reward credit card offers
50 partner offers
One Key™ Card
Intro bonus: | Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms. |
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Ongoing APR: | 19.24%, 24.24%, or 29.24% Variable APR |
Rewards: | 1.5x-3x (Points per dollar) |
Annual Fee: | $0 |
Capital One Venture X Rewards Credit Card
Intro bonus: | 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening |
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Ongoing APR: | 19.99% - 29.24% (Variable) |
Rewards: | 2x-10x (Miles per dollar) |
Annual Fee: | $395 |
Capital One Quicksilver Cash Rewards for Good Credit
Ongoing APR: | 29.74% (Variable) |
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Rewards: | 1.5%-5% (cash back) |
Annual Fee: | $0 |
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Ongoing APR: | 20.24% - 29.24% (Variable) |
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Rewards: | 2x (Miles per dollar) |
Annual Fee: | $99, waived for first 12 months |
Credit One Bank American Express® Card for Rebuilding Credit
Ongoing APR: | 29.49% Variable |
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Rewards: | 1% (cash back) |
Annual Fee: | $75 First year. $99 thereafter, billed monthly at $8.25 |
Terms Apply
Rates and fees
AvantCard
Ongoing APR: | 35.99%* |
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Rewards: | 1% (cash back) |
Annual Fee: | $39* |
Platinum Select Mastercard® Secured Credit Card
Ongoing APR: | 18.24% Variable |
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Rewards: | 1% (cash back) |
Annual Fee: | $39 |
Capital One Savor Student Cash Rewards Credit Card
Ongoing APR: | 19.24% - 29.24% (Variable) |
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Rewards: | 1%-8% (cash back) |
Annual Fee: | $0 |
Delta SkyMiles® Gold American Express Card
Intro bonus: | Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. |
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Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 1x-2x (Miles per dollar) |
Annual Fee: | $0 introductory annual fee for the first year, then $150. |
Terms Apply
Rates and fees
The Platinum Card® from American Express
Intro bonus: | Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. |
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Ongoing APR: | See Pay Over Time APR |
Rewards: | 1x-5x (Points per dollar) |
Annual Fee: | $695 |
Terms Apply
Rates and fees
Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards
Ongoing APR: | 29.49% Variable |
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Rewards: | 1x-10x (Points per dollar) |
Annual Fee: | $95 |
Terms Apply
Rates and fees
Capital One Quicksilver Student Cash Rewards Credit Card
Ongoing APR: | 19.24% - 29.24% (Variable) |
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Rewards: | 1%-5% (cash back) |
Annual Fee: | $0 |
AvantCard
Ongoing APR: | 35.99%* |
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Rewards: | 1% (cash back) |
Annual Fee: | $75* |
Blue Cash Everyday® Card from American Express
Intro bonus: | Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. |
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Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 1%-3% (cash back) |
Annual Fee: | $0 |
Terms Apply
Rates and fees
Credit One Bank® NASCAR® American Express® Credit Card for Rebuilding Credit
Ongoing APR: | 28.99% Variable |
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Rewards: | 1% (cash back) |
Annual Fee: | $75 First year. $99 thereafter, billed monthly at $8.25 |
Terms Apply
Rates and fees
Credit One Bank American Express® Unlimited Rewards Card
Ongoing APR: | 29.49% Variable |
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Rewards: | 1% (cash back) |
Annual Fee: | $0 |
Terms Apply
Rates and fees
Capital One Savor Cash Rewards for Good Credit
Ongoing APR: | 29.74% (Variable) |
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Rewards: | 1%-8% (cash back) |
Annual Fee: | $0 |
Capital One VentureOne Rewards for Good Credit
Ongoing APR: | 29.74% (Variable) |
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Rewards: | 1.25x-5x (Miles per dollar) |
Annual Fee: | $0 |
Discover it® Miles
Intro bonus: | Discover will match all the Miles you’ve earned at the end of your first year |
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Intro APR: | 0% Intro APR on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 18.24% - 27.24% Variable APR |
Rewards: | 1.5x (Miles per dollar) |
Annual Fee: | $0 |
Capital One VentureOne Rewards Credit Card
Intro bonus: | 20,000 Miles once you spend $500 on purchases within 3 months from account opening |
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Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 19.24% - 29.24% (Variable) |
Rewards: | 1.25x-5x (Miles per dollar) |
Annual Fee: | $0 |
Hilton Honors American Express Surpass® Card
Intro bonus: | Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer Ends 4/29/2025. |
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Ongoing APR: | 19.99%-28.99% Variable |
Rewards: | 3x-12x (Points per dollar) |
Annual Fee: | $150 |
Terms Apply
Rates and fees
AvantCard
Ongoing APR: | 29.99%* |
|---|---|
Rewards: | 2% (cash back) |
Annual Fee: | $0* |
Marriott Bonvoy Brilliant® American Express® Card
Intro bonus: | Earn 185,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. |
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Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 2x-6x (Points per dollar) |
Annual Fee: | $650 |
Terms Apply
Rates and fees
Wells Fargo Active Cash® Card
Intro bonus: | Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months |
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Intro APR: | 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers |
Ongoing APR: | 19.24%, 24.24%, or 29.24% Variable APR |
Rewards: | 2% (Cash Rewards) |
Annual Fee: | $0 |
Capital One Venture Rewards Credit Card
Intro bonus: | 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit to use in your first cardholder year – that’s equal to $1,000 in travel |
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Ongoing APR: | 19.99% - 29.24% (Variable) |
Rewards: | 2x-5x (Miles per dollar) |
Annual Fee: | $95 |
Blue Cash Preferred® Card from American Express
Intro bonus: | Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. |
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Intro APR: | 0% on Purchases and Balance Transfers for 12 months |
Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 1%-6% (cash back) |
Annual Fee: | $0 intro annual fee for the first year, then $95. |
Terms Apply
Rates and fees
Costco Anywhere Visa® Card by Citi
Ongoing APR: | 19.49% - 27.49% (Variable) |
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Rewards: | 1%-5% (cash back) |
Annual Fee: | $0 |
Capital One QuicksilverOne Cash Rewards Credit Card
Ongoing APR: | 29.74% (Variable) |
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Rewards: | 1.5%-5% (cash back) |
Annual Fee: | $39 |
American Express® Gold Card
Intro bonus: | Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. |
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Ongoing APR: | See Pay Over Time APR |
Rewards: | 1x-4x (Points per dollar) |
Annual Fee: | $325 |
Terms Apply
Rates and fees
Credit One Bank® Secured Card
Ongoing APR: | 28.99% Variable |
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Rewards: | 1% (cash back) |
Annual Fee: | $0 |
Terms Apply
Rates and fees
Delta SkyMiles® Platinum American Express Card
Intro bonus: | Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. |
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Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 1x-3x (Miles per dollar) |
Annual Fee: | $350 |
Terms Apply
Rates and fees
Credit One Bank American Express® Credit Card
Ongoing APR: | 29.49% Variable |
|---|---|
Rewards: | 1% (cash back) |
Annual Fee: | $39 |
Terms Apply
Rates and fees
First Latitude Assent Mastercard® Secured Credit Card
Ongoing APR: | 28.24% Variable |
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Rewards: | 1% (cash back) |
Annual Fee: | $0 |
AT&T Points Plus® Card from Citi
Ongoing APR: | 20.24% - 28.24% (Variable) |
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Rewards: | 1x-3x (Points per dollar) |
Annual Fee: | N/A |
Capital One Savor Cash Rewards Credit Card
Intro bonus: | $200 Cash Back after you spend $500 on purchases within 3 months from account opening |
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Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 19.24% - 29.24% (Variable) |
Rewards: | 1%-8% (cash back) |
Annual Fee: | $0 |
Discover it® Cash Back
Intro bonus: | Discover will match all the cash back you’ve earned at the end of your first year |
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Intro APR: | 0% Intro APR on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 18.24% - 27.24% Variable APR |
Rewards: | 1%-5% (cash back) |
Annual Fee: | $0 |
Marriott Bonvoy Bevy® American Express® Card
Intro bonus: | Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. |
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Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 2x-6x (Points per dollar) |
Annual Fee: | $250 |
Terms Apply
Rates and fees
American Airlines AAdvantage® MileUp® Card
Intro APR: | 0% for 15 months on Balance Transfers |
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Ongoing APR: | 20.24% - 29.24% (Variable) |
Rewards: | 2x (Miles per dollar) |
Annual Fee: | $0 |
Discover it® Chrome
Intro bonus: | Discover will match all the cash back you’ve earned at the end of your first year |
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Intro APR: | 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months |
Ongoing APR: | 18.24% - 27.24% Variable APR |
Rewards: | 1%-2% (cash back) |
Annual Fee: | $0 |
Hilton Honors American Express Card
Intro bonus: | Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership. Offer Ends 4/29/2025. |
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Ongoing APR: | 19.99%-28.99% Variable |
Rewards: | 3x-7x (Points per dollar) |
Annual Fee: | $0 |
Terms Apply
Rates and fees
Citi Double Cash® Card
Intro APR: | 0% for 18 months on Balance Transfers |
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Ongoing APR: | 18.24% - 28.24% (Variable) |
Rewards: | 2% (cash back) |
Annual Fee: | $0 |
Delta SkyMiles® Reserve American Express Card
Intro bonus: | Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. |
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Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 1x-3x (Miles per dollar) |
Annual Fee: | $650 |
Terms Apply
Rates and fees
Capital One Quicksilver Cash Rewards Credit Card
Intro bonus: | $200 Cash Back after you spend $500 on purchases within 3 months from account opening |
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Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 19.24% - 29.24% (Variable) |
Rewards: | 1.5%-5% (cash back) |
Annual Fee: | $0 |
Delta SkyMiles® Blue American Express Card
Intro bonus: | Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. |
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Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 1x-2x (Miles per dollar) |
Annual Fee: | $0 |
Terms Apply
Rates and fees
Citi Strata Premier℠ Card
Intro bonus: | Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. |
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Ongoing APR: | 20.24% - 28.24% (Variable) |
Rewards: | 1x-10x (Points per dollar) |
Annual Fee: | $95 |
Capital One Quicksilver Secured Cash Rewards Credit Card
Ongoing APR: | 29.74% (Variable) |
|---|---|
Rewards: | 1.5%-5% (cash back) |
Annual Fee: | $0 |
One Key+™ Card
Intro bonus: | Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms. |
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Ongoing APR: | 19.24%, 24.24%, or 29.24% Variable APR |
Rewards: | 2x-3x (Points per dollar) |
Annual Fee: | $99 |
Credit One Bank® Platinum X5 Visa® Metal Card
Ongoing APR: | 29.49% Variable |
|---|---|
Rewards: | 1%-5% (cash back) |
Annual Fee: | $95 |
Terms Apply
Rates and fees
Platinum Prestige Mastercard® Secured Credit Card
Ongoing APR: | 14.24% Variable |
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Rewards: | 1% (cash back) |
Annual Fee: | $49 |
Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.
*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
ΘCredit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.
How to find the best rewards credit card
Figure out which rewards work for you
Decide if you want to earn cash back, points or miles and find the card the fits your spending habits.
Look for intro bonuses
Many rewards credit cards offer an intro bonus when you’re approved.
Be aware of annual fees
Consider annual fees and figure out if the rewards you receive would outweigh the cost of the annual fee.
Pay zero interest
A 0% intro APR could help you pay off debt with a balance transfer or make a large purchase without paying interest.
Start with your FICO® ScoreΘ and see card offers matched to your credit profile.
Get started for freeΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.