Citi Strata Premier℠ Card

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Citi Strata Premier℠ Card logo.

Citi Strata Premier℠ Card

Rated 4.84 out of 5 stars, 31 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$95

Intro APR:

N/A*

Ongoing APR:

20.74% - 28.74% (Variable)

Ongoing Balance Transfer APR:

20.74% - 28.74% (Variable)

Intro Bonus:

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com

  • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
  • Excellent rewards on everyday spending categories and travel

  • Points are transferable to airline partners

  • Offers an annual hotel savings benefit

  • Generous intro bonus

  • Charges an annual fee

  • Above average APR range

  • Points transfer options can be limited

See all Citi Credit Cards‘ offers

Review Snapshot

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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