Latest education and advice

Why is My Credit Score Unavailable?
Dear Experian, I haven't used credit in over 10 years and my score says unavailable. Why? - IMB Dear IMB, If you haven't used credit in more than 10 y
What Is a Bad Credit Score?
Based on the FICO Score range of 300 to 850, a credit score below 669 is considered either fair or bad.
How Can I Increase My Credit Score?
Dear Experian, How can I get my score higher? - DDE Dear DDE, Credit scores measure the level of risk a lender takes when they agree to do business wi

Credit education

Credit Report basics

A Credit Report provides detailed information on how you have used credit in the past, including how much debt you have and whether or not you’ve paid your bills on time.

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Credit Score basics

A Credit Score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.

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Preventing fraud

You can take steps now to protect yourself from credit fraud. Learn the warning signs and get the information you need to prevent credit fraud and identity theft.

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Life events

Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history.

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