Latest education and advice

Being a Cosigner Can Help Build Your Credit
Dear Experian, I currently have no credit. Not bad credit, no credit. I am interested in purchasing a new vehicle and a family member has offered t
How Many Points Does an Inquiry Drop Your Credit Score?
Dear Experian, How many points does your credit score drop when a lender looks at your credit report? - JOE Dear JOE, According to FICO, a hard inquir
Why is My Credit Score Unavailable?
Dear Experian, I haven't used credit in over 10 years and my score says unavailable. Why? - IMB Dear IMB, If you haven't used credit in more than 10 y

Credit education

Credit Report basics

A Credit Report provides detailed information on how you have used credit in the past, including how much debt you have and whether or not you’ve paid your bills on time.

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Credit Score basics

A Credit Score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.

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Preventing fraud

You can take steps now to protect yourself from credit fraud. Learn the warning signs and get the information you need to prevent credit fraud and identity theft.

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Life events

Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history.

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