Latest education and advice

Can Opening a New Account Hurt My Credit Score?
Dear Experian, Why did my credit score go down 35 points for opening a CareCredit account? - OMO Dear OMO, Like any change to your credit history, ope
Why Credit Scores Matter in Retirement
Even if their days of mortgages and big-ticket financing are behind them, retirees should take care to maintain good credit scores.
Is a Credit Check Required to Rent a Car?
Many rental car agencies will require a credit check if you want to rent a car with a debit card rather than a credit card.

Credit education

Credit Report basics

A Credit Report provides detailed information on how you have used credit in the past, including how much debt you have and whether or not you’ve paid your bills on time.

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Credit Score basics

A Credit Score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.

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Preventing fraud

You can take steps now to protect yourself from credit fraud. Learn the warning signs and get the information you need to prevent credit fraud and identity theft.

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Life events

Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history.

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