Latest education and advice

What Is a 609 Dispute Letter?
A 609 Dispute Letter claims to be a credit repair secret that you can purchase. Learn how you can dispute errors yourself and for free.
Late Payments for Debt Settlement Hurt Credit Scores
Dear Experian, I am considering signing up with a debt settlement company. They told me that in order for them to negotiate the best deal with my c
How to Recover From Bankruptcy
Bankruptcy can be devastating to your credit, but taking a few simple steps right away can help you rebuild your credit within a few years.

Credit education

Credit Report basics

A Credit Report provides detailed information on how you have used credit in the past, including how much debt you have and whether or not you’ve paid your bills on time.

Learn more

Credit Score basics

A Credit Score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.

Learn more

Preventing fraud

You can take steps now to protect yourself from credit fraud. Learn the warning signs and get the information you need to prevent credit fraud and identity theft.

Learn more

Life events

Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history.

Learn more
Sign up for helpful tips, special offers and more!
You're signed up!
Our system is undergoing maintenance and will be available again soon.