Disputing Your Credit Report Information

Experian® requires that you have a copy of your personal Experian credit report prior to filing a dispute online. If you don't have a credit report and have recently been denied credit, click here to see if you qualify for a free report.

How would you like to begin?

    • If you have reviewed your credit report and found some data to be inaccurate.

    • If you have recently disputed information on your credit report and are interested in viewing the status of your dispute.

    • If you have recently disputed information on your credit report and have received a notification informing you that your results are available for online viewing.

    • If you are looking to check the accuracy of your credit history.

Start a New Dispute Online
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What kind of credit report do you have?

    • Select this option if you have a current copy of your Experian personal credit report that includes a report number on top of the report near your name.

    • Select this option if you have a current copy of your Experian personal credit report that does not include a report number on top of the report near your name.

    • To dispute credit report information, you need a recent copy of your Experian credit report. Order yours now for immediate online dispute access.

Start a New Dispute Online
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My Credit Report Does Not Have a Report Number
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What does your Experian credit report look like?

Why are there different types of credit reports?
Experian credit reports may be presented in different ways depending on how they are delivered. Access to your credit report will also vary depending on this presentation, but the information contained in all of them is the same.

  • Click for larger view
    Experian Credit File Disclosure (Online)
  • Click for larger view
    Experian Credit Products
    Experian Credit Products Login

    You will need the username and password you created when you ordered your credit report. If you are having trouble accessing your credit product, you can find help and support information on the login page.

    Continue to Log In
  • Click for larger view
    Experian Credit File Disclosure (Mailed)
Start a New Dispute Online
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My Credit Report Does Not Have a Report Number
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You Have Selected: Experian Credit File Disclosure (Online)
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Do you know your report number?

This information is used to verify your identity for security purposes in order to allow you access to your online credit information.
Start a New Dispute Online
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My Credit Report Does Not Have a Report Number
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You Have Selected: Experian Credit File Disclosure (Online)
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I Do Not Have a Report Number
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What are my options?

Experian requires that you have a copy of your personal Experian credit report prior to filing a dispute online. Please choose from the options below if you do not have a copy of your Experian credit report.

Option 1: Get your free annual credit report

AnnualCreditReport.com

IMPORTANT: To view your annual credit report again at Experian.com requires your report number and is only available for 90 days from the date you request it. Your report number is only available at the time when you receive your report. Once your session ends, your report number can not be accessed again.

Experian recommends that you print your report or write down your report number.

Your report number is required to access Experian's online disputes.

Continue

Did You Know?

The Fair Credit Reporting Act (FCRA) entitles you to a free report under certain circumstances:

Option 2: Purchase your credit report

All products include your Experian credit report

Experian Credit Report

Experian Credit Score

Email Alerts on Key Changes

Fraud Resolution Support

Product Price

Experian Credit TrackerSM

 

 

Daily Credit Monitoring

 

$1.00 / 7-day trial

Begin Trial

3 Bureau Credit
Reports and Scores

All 3 Bureau Reports

All 3 Bureau Scores

 

 

$39.95

Order Now

Experian Credit
Report and Score

 

 

 

 

$14.95

Order Now

Experian
Credit Report

 

 

 

 

Up to $11.50*

Order Now

* Plus tax in some areas

IMPORTANT INFORMATION: When you order your $1 Credit Report & Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period**, you will be billed $19.95 for each month that you continue your membership. You may cancel your trial membership any time within the trial period without charge.

Start a New Dispute Online
Change
My Credit Report Does Not Have a Report Number
Change
You Have Selected: Experian Credit File Disclosure (Mailed)
Change

Do you know your report number?

This information is used to verify your identity for security purposes in order to allow you access to your online credit information.
Start a New Dispute Online
Change
My Credit Report Does Not Have a Report Number
Change
You Have Selected: Experian Credit File Disclosure (Mailed)
Change
I Do Not Have a Report Number
Change

What are my options?

Experian requires that you have a copy of your personal Experian credit report prior to filing a dispute online. Please choose from the options below if you do not have a copy of your Experian credit report.

Option 1: Get your free annual credit report

AnnualCreditReport.com

IMPORTANT: To view your annual credit report again at Experian.com requires your report number and is only available for 90 days from the date you request it. Your report number is only available at the time when you receive your report. Once your session ends, your report number can not be accessed again.

Experian recommends that you print your report or write down your report number.

Your report number is required to access Experian's online disputes.

Continue

Did You Know?

The Fair Credit Reporting Act (FCRA) entitles you to a free report under certain circumstances:

Option 2: Purchase your credit report

All products include your Experian credit report

Experian Credit Report

Experian Credit Score

Email Alerts on Key Changes

Fraud Resolution Support

Product Price

Experian Credit TrackerSM

 

 

Daily Credit Monitoring

 

$1.00 / 7-day trial

Begin Trial

3 Bureau Credit
Reports and Scores

All 3 Bureau Reports

All 3 Bureau Scores

 

 

$39.95

Order Now

Experian Credit
Report and Score

 

 

 

 

$14.95

Order Now

Experian
Credit Report

 

 

 

 

Up to $11.50*

Order Now

* Plus tax in some areas

IMPORTANT INFORMATION: When you order your $1 Credit Report & Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period**, you will be billed $19.95 for each month that you continue your membership. You may cancel your trial membership any time within the trial period without charge.

Start a New Dispute Online
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My Credit Report Does Not Have a Report Number
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You Have Selected: My Credit Report Does Not Look Similar To Any Of These
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Where did you get your Experian credit report from?

Start a New Dispute Online
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My Credit Report Does Not Have a Report Number
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You Have Selected: My Credit Report Does Not Look Similar To Any Of These
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From Another Website
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What are my options?

Option 1: Return to your provider's website

You may have received your Experian credit report from a different website that uses Experian as its information source. You can return to that provider for more information on disputing through their site or choose one of the options below to access your Experian credit report with a report number to begin your dispute process.

Option 2: Get your free annual credit report

AnnualCreditReport.com

IMPORTANT: To view your annual credit report again at Experian.com requires your report number and is only available for 90 days from the date you request it. Your report number is only available at the time when you receive your report. Once your session ends, your report number can not be accessed again.

Experian recommends that you print your report or write down your report number.

Your report number is required to access Experian's online disputes.

Continue

Did You Know?

The Fair Credit Reporting Act (FCRA) entitles you to a free report under certain circumstances:

Option 3: Purchase your credit report

All products include your Experian credit report

Experian Credit Report

Experian Credit Score

Email Alerts on Key Changes

Fraud Resolution Support

Product Price

Experian Credit TrackerSM

 

 

Daily Credit Monitoring

 

$1.00 / 7-day trial

Begin Trial

3 Bureau Credit
Reports and Scores

All 3 Bureau Reports

All 3 Bureau Scores

 

 

$39.95

Order Now

Experian Credit
Report and Score

 

 

 

 

$14.95

Order Now

Experian
Credit Report

 

 

 

 

Up to $11.50*

Order Now

* Plus tax in some areas

IMPORTANT INFORMATION: When you order your $1 Credit Report & Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period**, you will be billed $19.95 for each month that you continue your membership. You may cancel your trial membership any time within the trial period without charge.

Start a New Dispute Online
Change
My Credit Report Does Not Have a Report Number
Change
You Have Selected: My Credit Report Does Not Look Similar To Any Of These
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Mailed Or Handed To Me
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What are my options?

You may have received your Experian credit report from a source such as a mortgage lender, a loan company, a bank or another financial institution. You may choose one of the options below to access your Experian credit report with a report number, in order to begin the dispute process.

Option 1: Get your free annual credit report

AnnualCreditReport.com

IMPORTANT: To view your annual credit report again at Experian.com requires your report number and is only available for 90 days from the date you request it. Your report number is only available at the time when you receive your report. Once your session ends, your report number can not be accessed again.

Experian recommends that you print your report or write down your report number.

Your report number is required to access Experian's online disputes.

Continue

Did You Know?

The Fair Credit Reporting Act (FCRA) entitles you to a free report under certain circumstances:

Option 2: Purchase your credit report

All products include your Experian credit report

Experian Credit Report

Experian Credit Score

Email Alerts on Key Changes

Fraud Resolution Support

Product Price

Experian Credit TrackerSM

 

 

Daily Credit Monitoring

 

$1.00 / 7-day trial

Begin Trial

3 Bureau Credit
Reports and Scores

All 3 Bureau Reports

All 3 Bureau Scores

 

 

$39.95

Order Now

Experian Credit
Report and Score

 

 

 

 

$14.95

Order Now

Experian
Credit Report

 

 

 

 

Up to $11.50*

Order Now

* Plus tax in some areas

IMPORTANT INFORMATION: When you order your $1 Credit Report & Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period**, you will be billed $19.95 for each month that you continue your membership. You may cancel your trial membership any time within the trial period without charge.

Start a New Dispute Online
Change
I Do Not Have a Credit Report
Change

Order your credit report online today!

All products include your
Experian credit report!
  • Experian Credit Report
  • Experian Credit Score
  • Email Alerts on Key Changes
  • Fraud Resolution Support
  • Product Price
  • All 3 Bureau Reports
  • All 3 Bureau Scores
  • $39.95
  •  
  •  
  •  
  • Up to $11.50*
* Plus tax in some areas

IMPORTANT INFORMATION: When you order your $1 Credit Report & Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period**, you will be billed $19.95 for each month that you continue your membership. You may cancel your trial membership any time within the trial period without charge.

Verify the Accuracy of My Credit History
Change

Order your credit report online today!

All products include your
Experian credit report!
  • Experian Credit Report
  • Experian Credit Score
  • Email Alerts on Key Changes
  • Fraud Resolution Support
  • Product Price
  • All 3 Bureau Reports
  • All 3 Bureau Scores
  • $39.95
  •  
  •  
  •  
  • Up to $11.50*
* Plus tax in some areas

IMPORTANT INFORMATION: When you order your $1 Credit Report & Score, you will begin your 7-day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7-day trial period**, you will be billed $19.95 for each month that you continue your membership. You may cancel your trial membership any time within the trial period without charge.

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