Featured article:

State of Credit: 2017

The 2017 Experian State of Credit provides a comprehensive look at the credit behavior of consumers across America to determine the states and cities whose residents have the highest, lowest and most improved average credit scores. Take a look at the full study.

Read More

Latest Articles

Random Acts of Kindness: Helping Others Protect Their Identity

February 22, 2018

How could sharing a tip help one person from falling victim to an identity thief? Eva Velasquez, President and CEO of the Identity Theft Resource Center, shares tips for...

Should You Get the Amazon Rewards Visa Card?

February 21, 2018

Amazon announced that shoppers using the Amazon Prime Rewards Visa card will earn 5% cash back on purchases made at Whole Foods. But there's a catch. Find out more...

Which States Have the Most Credit Cards?

February 21, 2018

These days, it’s not uncommon for Americans to have more than one credit card. In fact, Americans are carrying 3.06 credit cards on average. However, some states own more...

People in These Cities Have the Most and Least Credit Cards

February 21, 2018

It's no secret that credit cards have empowered us all. They've made purchasing more convenient and improved our lives overall. But, is there such a thing as too much...

Secured Card or Prepaid Card: Which Credit Card is Best For You?

February 20, 2018

If you are a consumer with less-than-stellar credit history, it can be difficult to get approved for a regular credit card. Luckily, you have a couple options: secured cards...

Is Your Checkbook Putting You at Risk for Fraud?

February 20, 2018

Checks may seem like they’re getting obsolete but they’re still a huge part of the U.S. financial system—17.8 billion checks totaling $28.8 trillion were paid out in 2016. As...

What Derogatory Means on Your Credit Report

February 20, 2018

Dear Experian, What does “derogatory” mean when it shows up on my credit reports? - JUA

4 Tips For Making the Most of Your Credit Card Rewards in 2018

February 16, 2018

Competition in the credit card rewards landscape is fierce—which means it’s a great time for you to get the most bang for your credit card spending. Find out how...

Don’t Put Off Making That Balance Transfer

February 16, 2018

Are you feeling overwhelmed by your credit card debt? A balance transfer could help you ease some of the burdens by offering a lower interest rate that could save...

What Is a Short Sale?

February 16, 2018

A short sale is a sale in which a homeowner, or seller, accepts an offer for their home that is less than the amount owed on the mortgage but...

What Is a Starter Credit Card and How Can It Help Build Credit?

February 15, 2018

In order to get a credit card, you need to have a credit history. But in order to develop a credit history, you need to have a credit card....

What Is an Unsubsidized Loan?

February 15, 2018

An unsubsidized loan is a federal loan for undergraduate college students who are still in school, and need for help to pay for tuition and related expenses. Find out...

Resources

Get Your Free Credit Report

View your free Experian Credit Report every 30 days on sign in.

No credit card required.

Get Started for Free