Personal Loan Calculator

Use this Personal Loan Calculator to determine your estimated monthly payments on a loan. Input the loan details and the loan calculator will display the monthly payments, total interest paid, payoff date, and the total payments. Getting a good interest rate for a personal loan will depend on the lender and your credit history and score.

The information provided is for educational purposes only and should not be construed as financial advice. Experian cannot guarantee the accuracy of the results provided. These results, based on the information provided by you, represent an estimate and you should consult your own financial advisor regarding your particular needs.

How a Personal Loan can Impact Credit Score

A personal loan can have a positive impact on your credit score when being used to pay down existing debt with a higher interest rate. A personal loan also adds variety to your credit which is one of the factors in determining your credit score. However, there are some disadvantages when getting a personal loan that should be taken into consideration. Know everything about personal loans before you apply.

See all personal loan offers matched on your credit profile.