Report Details

Your credit report contains details about your financial life and credit history. It helps lenders understand how you manage credit.

Latest Articles

Authorized User Account Impeding Home Purchase

I have a question regarding authorized users. I put my son on...

Does closing a bank account affect your credit?

Bank account information is not part of a credit report. Therefore, when you close...

Individuals Cannot Report Their Own Accounts

How do I submit payment history for an account not listed on my...

Balance on Credit Report Same as Statement

Is there a way to make a credit search show my current balance...

Obtaining a Personal Credit Report

What is my credit report number? I need it so I can speak...

Find Out Which Accounts are Hurting Your Credit

How can I find out what accounts are hurting my credit? - RBR

5 Stranger Things That Could Turn Your Credit Report Upside Down

Just like the Upside Down in Netflix's Stranger Things, there may be a parallel...

I Am Having Trouble Answering the Online Security Questions. What Should I Do?

I cannot access my credit report online. I was asked several security...

Does An Overdraft Hurt Your Credit?

My bank closed my account due to more than $400 in overdraft...

What to Do If You Cannot Access Your Online Credit Report

A friend of mine has been out of prison for five months...

How Often Does Your Credit Report Get Updated?

Your credit report is a record of the payment history of your financial accounts....

How Often Should Credit Reports Be Reviewed?

At a minimum, you should review your credit report once every 12 months. You...

What’s Included in a Credit Report?

Typically, a credit report will include:

  • Your name and any variations that might be associate with you, such as misspellings or a surname before marriage
  • Social Security number
  • Current and past addresses
  • Current and past employers
  • Names and addresses of current and past creditors
  • The payment status of your credit accounts
  • Public records such as tax liens, bankruptcies, or civil judgments