Report Details

Your credit report contains details about your financial life and credit history. It helps lenders understand how you manage credit.

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Obtaining a Personal Credit Report

What is my credit report number? I need it so I can speak...

What Is a Credit Report?

A credit report is like a report card on how you manage your finances....

Find Out Which Accounts are Hurting Your Credit

How can I find out what accounts are hurting my credit? - RBR

5 Stranger Things That Could Turn Your Credit Report Upside Down

Just like the Upside Down in Netflix's Stranger Things, there may be a parallel...

I Am Having Trouble Answering the Online Security Questions. What Should I Do?

I cannot access my credit report online. I was asked several security...

Does An Overdraft Hurt Your Credit?

My bank closed my account due to more than $400 in overdraft...

What to Do If You Cannot Access Your Online Credit Report

A friend of mine has been out of prison for five months...

How often does your credit report get updated?

Typically, lenders report your account information once a month, but each account on your...

How Do I Find out Who I Owe Money To?

How can I find out who I owe? I would like to...

How Often Should Credit Reports Be Reviewed?

At a minimum, you should review your credit report once every 12 months. You...

How long does information stay on your credit report?

The length of time that information stays on your credit report depends on the...

What is revolving credit?

What is a revolving account? – ABP Dear ABP, The term “revolving...

What’s Included in a Credit Report?

Typically, a credit report will include:

  • Your name and any variations that might be associate with you, such as misspellings or a surname before marriage
  • Social Security number
  • Current and past addresses
  • Current and past employers
  • Names and addresses of current and past creditors
  • The payment status of your credit accounts
  • Public records such as tax liens, bankruptcies, or civil judgments
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