Report Details

Your credit report contains details about your financial life and credit history. It helps lenders understand how you manage credit.

Latest Articles

How long does information stay on your credit report?

The length of time that information stays on your credit report depends on the...

What is Revolving Credit?

What is a revolving account? – ABP Dear ABP, The term “revolving...

Is it bad to pay your bill in full each month?

You don’t have to carry a balance to have good credit scores. Paying your...

NSF Checks on a Credit Report

How long do non-sufficient funds checks (NSF's) stay on your credit report? - LLS

Rumor to Leave Accounts Open is Correct

My husband and I have several credit cards, all with limits under $1,500.00....

Learn How to Read Your Credit Report

Do you have online booklets explaining how you can read a credit report? -...

It Is Possible to Not Have a Credit Report

Is it possible not to have a report? I am a resident since...

Canadian Credit History Will Not Transfer to United States

Will my Canadian credit history transfer to the USA? - ERS

Mailing a Request for Your Credit Report

I tried to get my credit report from Experian online, and a box...

Video: History of Credit Series

It might be hard to imagine using credit differently than you do today, but...

Does getting a free credit check does that put a ding on credit?

You can get copies of your personal credit report as often as you like...

What is the opt-out program?

The term opt-out refers to requesting that you be removed from preapproved and prescreen...

What’s Included in a Credit Report?

Typically, a credit report will include:

  • Your name and any variations that might be associate with you, such as misspellings or a surname before marriage
  • Social Security number
  • Current and past addresses
  • Current and past employers
  • Names and addresses of current and past creditors
  • The payment status of your credit accounts
  • Public records such as tax liens, bankruptcies, or civil judgments