Changing Your Address on Your Credit Report

Couple shopping online with credit card
Dear Experian,

How do I change my address on my credit report?

- GLP

Dear GLP,

As long as you have open credit accounts and you haven't frozen your file, you don't need to notify Experian that your address has changed. You should provide your new address to your lenders. After you do so, they will update the address on your accounts.

The new address will be reported to Experian when the lenders update your account history. Updates are made at the end of the billing cycle, so you should allow at least 30 to 45 days for the new address to be added.

Any previous addresses reported to Experian will remain on your report as part of your identifying information, but the new address will be the most recent and current address on file.

Thanks for asking.
The "Ask Experian" team

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