Credit cards

Understand how credit cards work and how to use them responsibly to maximize benefits.

APR

Balance transfers

Cash back credit cards

Credit card basics

Rewards credit cards

Secured credit cards

Student credit cards

Travel credit cards

Editors' picks

How to Earn Travel Rewards

By Jennifer Brozic

Aug 11, 2026Rewards credit cards

Woman using a credit card and phone sitting on the couch at home

The Simple Guide to Using Credit Cards

By Emily Starbuck Gerson

Aug 7, 2026Credit cards

How Do Travel Credit Cards Work?

By Ben Luthi

Jun 8, 2026Rewards credit cards

How to Avoid Foreign Transaction Fees

By Jennifer Brozic

May 7, 2026Travel credit cards

Two people seated at a small outdoor table on a balcony, looking out over a city skyline and coastal landscape, with bowls, plates, drinks, and a patterned tablecloth on the table, and buildings, greenery, and distant hills visible in the background.

Are Travel Credit Cards Worth It?

By John Egan

May 7, 2026Travel credit cards

Smiling man sitting in an airport terminal, holding a smartphone in one hand and a credit card in the other, with a suitcase and backpack nearby.

Cash Back, Points and Miles: What’s the Difference?

By Ben Luthi

Apr 20, 2026Rewards credit cards

Woman is holding credit card and some letters while working on her laptop

What Is a Balance Transfer and Is It Worth it?

By Brianna McGurran

Mar 23, 2026Balance transfers

Happy young couple in a department store holding a credit card and a smartphone, with a sale poster in the background

Cash Back vs. Points: Which Rewards Credit Card Is Better?

By Ben Luthi

Dec 23, 2025Rewards credit cards

A customer hands over their credit card to a store owner wearing an apron.

How Do Cash Back Credit Cards Work?

By Brianna McGurran

Dec 4, 2025Cash back credit cards

Take action with these tools

Best rewards credit cards

Make the most of your spending with a rewards card.

Compare cards

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best cash back credit cards

Turn your everyday spending into cash back.

Best travel credit cards

Earn miles and points to save money on travel with a rewards card.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Best intro bonus credit cards

Earn more rewards with an intro bonus card.

Best 0% intro APR credit cards

Take advantage of no interest payments with an intro 0% APR card.

Best no annual fee credit cards

Maximize your rewards without breaking your budget.

Best credit cards for bad credit

Get matched to credit cards based on your unique credit profile.

Best credit cards for fair credit

Start building positive credit history and get matched to credit cards.

What others are reading

Smiling man having a phone call in the kitchen with an open laptop and printouts on the table beside him

How to Negotiate a Lower Interest Rate on Your Credit Card

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Does Closing a Credit Card Hurt Your Credit?

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Should I Pay Off My Credit Card in Full or Over Time?

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Should You Cancel Your Unused Credit Cards or Keep Them?

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May 27, 2024Credit card basics

How Many Credit Cards Is Too Many?

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Oct 23, 2025Credit card basics

Does the 15/3 Credit Card Hack Work?

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Aug 31, 2024Credit card basics

The latest from our experts

How Long to Wait Between Credit Card Applications

It's best to wait six months between credit card applications, but your credit score, fina...

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Do You Need Good Credit to Get a Rewards Credit Card?

To get a rewards card that offers valuable perks, you'll need good or excellent credit sco...

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7 Best Credit Card Features to Look at Before Applying

Credit cards can offer a wide-range of perks. Consider these seven features when choosing ...

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Aug 18, 2026Credit cards

What Is a Balance Transfer APR?

A balance transfer APR is an interest rate that applies to debt you’ve transferred from on...

By Ben Luthi

Aug 17, 2026APR

How Many Numbers Are on a Credit Card?

Most credit cards have either 15 or 16 numbers, and each represents specific identifying i...

By Tim Maxwell

Aug 17, 2026Credit card basics

Plan Your Next Travel Adventure With Marriott Bonvoy® American Express® Cards

Discover the rewards of the Marriott Bonvoy Bevy® and Marriott Bonvoy Brilliant® American ...

By Karen Axelton

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How to Compare Credit Card Interest Rates

Credit cards offer a lot of benefits, but it’s also important to consider their interest r...

By Ben Luthi

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How to Cancel a Chargeback

If you have had a billing issue resolve after requesting a chargeback, this is how you can...

By Emily Cahill

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How Important Is Credit Card Utilization to Your Credit Score?

Credit card utilization can be an important factor in your credit scores, and it's one of ...

By Louis DeNicola

Aug 6, 2026Credit card basics

How to Avoid Balance Transfer Fees on Your Credit Card

Most balance transfer credit cards charge fees to transfer a balance, but some don't. Here...

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Statement Balance vs. Current Balance: What’s the Difference?

Your credit card's statement balance might change monthly, but its current balance can cha...

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Credit cards

APR

Balance transfers

Cash back credit cards

Credit card basics

Rewards credit cards

Secured credit cards

Student credit cards

Travel credit cards

Editors' picks

How to Earn Travel Rewards

The Simple Guide to Using Credit Cards

How Do Travel Credit Cards Work?

How to Avoid Foreign Transaction Fees

Are Travel Credit Cards Worth It?

Cash Back, Points and Miles: What’s the Difference?

What Is a Balance Transfer and Is It Worth it?

Cash Back vs. Points: Which Rewards Credit Card Is Better?

How Do Cash Back Credit Cards Work?

Take action with these tools

Best rewards credit cards

Best balance transfer credit cards

Best cash back credit cards

Best travel credit cards

Credit card payoff calculator

Best intro bonus credit cards

Best 0% intro APR credit cards

Best no annual fee credit cards

Best credit cards for bad credit

Best credit cards for fair credit

What others are reading

How to Negotiate a Lower Interest Rate on Your Credit Card

Does Closing a Credit Card Hurt Your Credit?

Should I Pay Off My Credit Card in Full or Over Time?

Should You Cancel Your Unused Credit Cards or Keep Them?

How Many Credit Cards Is Too Many?

Does the 15/3 Credit Card Hack Work?

The latest from our experts

How Long to Wait Between Credit Card Applications

Do You Need Good Credit to Get a Rewards Credit Card?

7 Best Credit Card Features to Look at Before Applying

Elevate Your Travel With the Marriott Bonvoy® American Express® Cards

What Is a Balance Transfer APR?

How Many Numbers Are on a Credit Card?

Plan Your Next Travel Adventure With Marriott Bonvoy® American Express® Cards

How to Compare Credit Card Interest Rates

How to Cancel a Chargeback

How Important Is Credit Card Utilization to Your Credit Score?

How to Avoid Balance Transfer Fees on Your Credit Card

Statement Balance vs. Current Balance: What’s the Difference?