Credit cards

Understand how credit cards work and how to use them responsibly to maximize benefits.

APR

Balance transfers

Cash back credit cards

Credit card basics

Rewards credit cards

Secured credit cards

Student credit cards

Travel credit cards

Editors' picks

How to Avoid Foreign Transaction Fees

By Jennifer Brozic

May 7, 2026Travel credit cards

Two people seated at a small outdoor table on a balcony, looking out over a city skyline and coastal landscape, with bowls, plates, drinks, and a patterned tablecloth on the table, and buildings, greenery, and distant hills visible in the background.

Are Travel Credit Cards Worth It?

By John Egan

May 7, 2026Travel credit cards

Smiling man sitting in an airport terminal, holding a smartphone in one hand and a credit card in the other, with a suitcase and backpack nearby.

Cash Back, Points and Miles: What’s the Difference?

By Ben Luthi

Apr 20, 2026Rewards credit cards

Woman is holding credit card and some letters while working on her laptop

What Is a Balance Transfer and Is It Worth it?

By Brianna McGurran

Mar 23, 2026Balance transfers

Happy young couple in a department store holding a credit card and a smartphone, with a sale poster in the background

Cash Back vs. Points: Which Rewards Credit Card Is Better?

By Ben Luthi

Dec 23, 2025Rewards credit cards

A customer hands over their credit card to a store owner wearing an apron.

How Do Cash Back Credit Cards Work?

By Brianna McGurran

Dec 4, 2025Cash back credit cards

Smiling young woman sitting on a couch abd using her smartphone while holding a credit card

What Is a Secured Credit Card?

By Karen Axelton

Nov 6, 2025Secured credit cards

A man in a suit paying for a coffee with his card.

Credit Card vs. Debit Card: How Are They Different?

By Ben Luthi

Oct 29, 2025Credit card basics

Smiling man using credit card and laptop, researching APR.

How Does Credit Card Interest Work?

By Ben Luthi

Oct 28, 2025Credit card basics

Take action with these tools

Best rewards credit cards

Make the most of your spending with a rewards card.

Compare cards

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best cash back credit cards

Turn your everyday spending into cash back.

Best travel credit cards

Earn miles and points to save money on travel with a rewards card.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Best intro bonus credit cards

Earn more rewards with an intro bonus card.

Best 0% intro APR credit cards

Take advantage of no interest payments with an intro 0% APR card.

Best no annual fee credit cards

Maximize your rewards without breaking your budget.

Best credit cards for bad credit

Get matched to credit cards based on your unique credit profile.

Best credit cards for fair credit

Start building positive credit history and get matched to credit cards.

What others are reading

Smiling man having a phone call in the kitchen with an open laptop and printouts on the table beside him

How to Negotiate a Lower Interest Rate on Your Credit Card

It's possible to negotiate a lower credit card interest rate by calling the credit card is...

By Brianna McGurran

Oct 20, 2025Credit card basics

Should I Pay Off My Credit Card in Full or Over Time?

By Tim Maxwell

Sep 26, 2025Credit card basics

Does Closing a Credit Card Hurt Your Credit?

By Emily Starbuck Gerson

Sep 9, 2024Credit card basics

Should You Cancel Your Unused Credit Cards or Keep Them?

By Brianna McGurran

May 27, 2024Credit card basics

How Many Credit Cards Is Too Many?

By Tim Maxwell

Oct 23, 2025Credit card basics

Pros and Cons of Credit Cards

By Kim Porter

Nov 14, 2025Credit card basics

The latest from our experts

Plan Your Perfect Night Out With the American Express^® Gold Card

Learn how the American Express® Gold Card can help you design the perfect night out with f...

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How the American Express^® Gold Card Works From Morning to Night

Learn how the American Express® Gold Card can turn your everyday spending into rewards you...

By Karen Axelton

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Does Applying for a Credit Card Hurt Your Credit?

When you apply for a credit card, the card issuer will typically run a hard inquiry, which...

By Ben Luthi

Jun 3, 2026Credit card basics

An Essential Guide to Your First Credit Card

Here’s everything you need to know about how credit cards work, how to apply and what to d...

By Ben Luthi

Jun 2, 2026Credit card basics

What to Consider When Choosing a New Credit Card

When choosing a new credit card, consider factors like rewards, fees and credit score requ...

By Tim Maxwell

Jun 2, 2026Credit card basics

Do You Need a Business to Get a Business Credit Card?

You can get a business credit card without a corporation. A card issuer will likely use yo...

By Gayle Sato

Jun 1, 2026Credit cards

15 Credit Card Fine Print Terms to Know

Reviewing key terms before you apply can help you avoid unexpected costs, understand how y...

By LaToya Irby

May 29, 2026Credit card basics

What Are Low-Interest Credit Cards?

A low-interest credit card has a below-average annual percentage rate (APR) that can help ...

By LaToya Irby

May 27, 2026Credit cards

What Is a Credit Card CVV Number?

A CVV is a three- or four-digit security code printed on your credit card that helps verif...

By Ben Luthi

May 14, 2026Credit card basics

Where Can I Use My Credit Card?

U.S.-based merchants that take credit card payments typically accept cards in the major ne...

By Kim Porter

May 6, 2026Credit card basics

The History of Credit Cards

This history of credit cards can help you understand how they developed into a convenient ...

By Ben Luthi

May 5, 2026Credit cards

How the Fed Rate Cuts Impact Your Finances

Understanding the outlook for the Federal Reserve's interest rate policy can help you plan...

By Ben Luthi

Apr 20, 2026APR

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Credit cards

APR

Balance transfers

Cash back credit cards

Credit card basics

Rewards credit cards

Secured credit cards

Student credit cards

Travel credit cards

Editors' picks

How to Avoid Foreign Transaction Fees

Are Travel Credit Cards Worth It?

Cash Back, Points and Miles: What’s the Difference?

What Is a Balance Transfer and Is It Worth it?

Cash Back vs. Points: Which Rewards Credit Card Is Better?

How Do Cash Back Credit Cards Work?

What Is a Secured Credit Card?

Credit Card vs. Debit Card: How Are They Different?

How Does Credit Card Interest Work?

Take action with these tools

Best rewards credit cards

Best balance transfer credit cards

Best cash back credit cards

Best travel credit cards

Credit card payoff calculator

Best intro bonus credit cards

Best 0% intro APR credit cards

Best no annual fee credit cards

Best credit cards for bad credit

Best credit cards for fair credit

What others are reading

How to Negotiate a Lower Interest Rate on Your Credit Card

Should I Pay Off My Credit Card in Full or Over Time?

Does Closing a Credit Card Hurt Your Credit?

Should You Cancel Your Unused Credit Cards or Keep Them?

How Many Credit Cards Is Too Many?

Pros and Cons of Credit Cards

The latest from our experts

Plan Your Perfect Night Out With the American Express® Gold Card

How the American Express® Gold Card Works From Morning to Night

Does Applying for a Credit Card Hurt Your Credit?

An Essential Guide to Your First Credit Card

What to Consider When Choosing a New Credit Card

Do You Need a Business to Get a Business Credit Card?

15 Credit Card Fine Print Terms to Know

What Are Low-Interest Credit Cards?

What Is a Credit Card CVV Number?

Where Can I Use My Credit Card?

The History of Credit Cards

How the Fed Rate Cuts Impact Your Finances

Plan Your Perfect Night Out With the American Express^® Gold Card

How the American Express^® Gold Card Works From Morning to Night