Reach your credit and money goals

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See and boost your FICO® Score
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Find credit cards matched to you
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Save on car insurance
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Run a free identity scan
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Lower your bills and save
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Financial power in your pocket

Get credit alerts straight to your phone, boost your FICO® Score on the go and more. Free with your account and the Experian app.

Why go premium?

Level up your credit, money and identity protection.

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View all 3 credit reports

See monthly credit reports and FICO® Scores from Experian, Equifax® and TransUnion®.

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Save money on bills

We help negotiate lower rates with your bill providers, you keep the savings—without the hassle.

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Get 24/7 identity protection

We detect risk you’d otherwise miss, like dark web leaks and fraudulent bank accounts.

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Lock your credit with a tap

Block unwanted access to your Experian credit file and get alerts about suspicious activity.

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Do more with your FICO® Score. All free.

Get your credit report, FICO® Score*, credit card offers and tools to help you save money.

Let’s get started

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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Raise your FICO® Score instantly for free

Start with your free Experian credit report and FICO® Score. Then boost your credit scores by connecting bills like your cell phone, utilities, streaming services and eligible rent payments.ø

Start your boost

øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more.

Experian Boost Ficoscore8 with AT&T, Netflix, Verizon, Chevron, SCE, Disney+.

Find out what a new card or loan could do for you

Whether you’re looking to consolidate debt, earn more rewards or get cash fast, choose from credit cards and loan offers matched to your credit profile so you know they’ll work for you.

Check out your offers
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Drive down your car insurance costs

Shop and compare multiple car insurance quotes from top insurers in minutes. Drivers save $961 per year on average by switching coverage—how much could you save?

See your quotes

The average savings was calculated by comparing purchasers' new policy with the prior policy. Results may vary and some may not see savings.

auto insurance savings chart with Travelers, Nationwide, Clearcover, Kemper

Start a free scan to check if your identity is at risk

Is your Social Security number, email or phone number exposed online? Run free scans of the dark web and people finder sites—and learn ways to keep your data out of the wrong hands.

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Protect what’s yours. Your information is personal. We can help you keep it that way.

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24/7 credit monitoring

Monitoring your Experian credit file can help you detect possible identity fraud sooner and prevent surprises when you apply for credit.


Experian CreditLock

Control who can access your Experian credit file. Easily lock your credit file, keeping fraudsters and identity thieves away.

Identity Protection

Identity protection

Secure your identity with monitoring, alerts and dark web surveillance, fraud resolution and up to $1 million ID theft insurance.

Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian IdentityWorksSM Premium or Experian IdentityWorksSM Plus.

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