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*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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Start with your free Experian credit report and FICO® Score. Then connect bills like your cell phone, utilities and streaming services to instantly boost your FICO® Score.ø

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øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more.

Experian Boost Ficoscore8 with AT&T, Netflix, Verizon, Chevron, SCE, Disney+.

Find out what a new card or loan could do for you

Whether you’re looking to consolidate debt, earn more rewards or get cash fast, choose from credit cards and loan offers matched to your credit profile so you know they’ll work for you.

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Drive down your car insurance costs

Shop and compare multiple car insurance quotes from top insurers in minutes. Drivers save $961 per year on average by switching coverage—how much could you save?

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The average savings was calculated by comparing purchasers' new policy with the prior policy. Results may vary and some may not see savings.

auto insurance savings chart with Travelers, Nationwide, Clearcover, Kemper

Keep your data out of the wrong hands

Are your email, phone number and address exposed online? Run free scans of the dark web and people finder sites—and learn what you can do to reduce your risk.

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Protect what’s yours. Your information is personal. We can help you keep it that way.

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credit monitoring

24/7 credit monitoring

Monitoring your Experian credit file can help you detect possible identity fraud sooner and prevent surprises when you apply for credit.

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Experian CreditLock

Control who can access your Experian credit file. Easily lock your credit file, keeping fraudsters and identity thieves away.

Identity Protection

Identity protection

Secure your identity with monitoring, alerts and dark web surveillance, fraud resolution and up to $1 million ID theft insurance.

Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian IdentityWorksSM Premium or Experian IdentityWorksSM Plus.

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