Credit Advice » Life Stages » Death of a Relative

Death of a Relative

When it comes to a death in the family, you may need to take care of several financial issues, including obtaining the person’s credit report and identifying any active credit accounts.

How Do You Notify Experian of the Death of a Relative?

Experian usually receives notice that a person is deceased from his or her lenders. When lenders receive notification, they submit the information along with their account updates. Experian also receives notifications about individuals reported deceased from the Social Security Administration.

Can an Executor of an Estate Obtain the Deceased’s Credit Report?

You can obtain a copy of the deceased’s credit report by mailing a request that includes a copy of the death certificate to Experian, P.O. Box 4500, Allen, TX 75013. You will also need to send proof that you are authorized to act on behalf of the deceased individual, unless you are his or her spouse.

What Happens to Debt When I Die?

June 20, 2017

Dear Experian, In the event of a family member or spouse’s death, who becomes responsible for the deceased’s debt? What if there is no insurance or money left by...

Notifying Experian of the Death of a Relative

March 13, 2015

Dear Experian, My mother died recently, how do I get her information into your data bank? - PWG

What Happens to Your Credit Report When You Die

August 16, 2013

Dear Experian, What happens to your credit file when you die? Does the file get closed right away, or does it stay open for a period of time? - THB

How to Notify Experian that Someone Has Died

August 14, 2013

Dear Experian, Where can I fax a death certificate so the individual's report can be flagged appropriately? - TBW

How to Obtain a Deceased Person’s Credit Report

September 12, 2012

Dear Experian, I am the personal representative for my brother's estate. I'm trying to identify his active credit accounts so that I can compile a list of creditors for the...

Reporting Death of a Relative

February 29, 2012

Dear Experian, How do we notify you of the death of a relative, and how do we obtain a credit report for this relative so we can file probate papers? -...