Sign in

Auto loans

Understand the ins and outs of auto loans and how to find the best option for financing your next car.

Take action with these tools

Free Experian app icon

Free Experian app

Manage your finances any time, anywhere on your phone.

Download the free app

Free credit report

Get access to your free Experian credit report and FICO® ScoreΘ.

Experian Boost®

Instantly raise your credit scores for free—just by paying your bills.ø

Car payment calculator

Compare estimated payments with different term lengths and rates.

Best personal loans

Fund home improvement projects, cover expenses and more.

What others are reading

Happy man getting out of his new car

Average Car Loan Interest Rates by Credit Score

If you’re thinking about buying a car, it’s important to consider how your credit score af...

Ben Luthi profile imageBy Ben Luthi
Jul 13, 2026

What Happens if I Return My Car to the Lender Before I Finish Paying It Off?

Karen Axelton profile imageBy Karen Axelton
Apr 30, 2025

Does Paying Off a Car Loan Help or Hurt My Credit?

Karen Axelton profile imageBy Karen Axelton
Mar 24, 2025

What to Do if You Can’t Afford Your Car Payment

Ben Luthi profile imageBy Ben Luthi
Sep 27, 2024

What Is a Good Credit Score for an Auto Loan?

Ben Luthi profile imageBy Ben Luthi
Jul 14, 2026

How to Qualify for a 0% APR Car Loan

Jennifer Brozic profile imageBy Jennifer Brozic
Oct 25, 2024

Explore more topics

The latest from our experts

What Is a Salvage Title Car?

Before you commit to buying a car with a salvage title, it’s important to understand what ...

Ben Luthi profile imageBy Ben Luthi
Aug 12, 2026

How to Get a Used Car Loan

You can get a used car loan by setting a budget; researching banks, credit unions, online ...

Karen Axelton profile imageBy Karen Axelton
Aug 12, 2026

Positive vs. Negative Equity in a Car: What’s the Difference?

Subtracting your remaining auto loan balance from your car's current market value will tel...

Ben Luthi profile imageBy Ben Luthi
Aug 6, 2026

Can I Get a Car Loan With a 600 Credit Score?

A 600 credit score may not keep you from getting a car loan, but it could make your loan m...

Karen Axelton profile imageBy Karen Axelton
Aug 4, 2026

Can I Buy a Car With No Money Down?

While you can buy a vehicle with no money down, you probably won't get the best loan terms...

Karen Axelton profile imageBy Karen Axelton
Aug 4, 2026

When Will Auto Loan Rates Go Down?

You may be wondering when auto loan rates will go down. Here’s what to know about expert f...

Ben Luthi profile imageBy Ben Luthi
Jul 17, 2026

The Latest Used Car Loan Interest Rates for 2026

Shopping around for the best rate, just like you shop around for your car, will help you s...

Ben Luthi profile imageBy Ben Luthi
Jul 14, 2026

Average Car Payment in 2026

Average monthly car payments have been creeping up for years, but there are ways to reduce...

Jennifer Brozic profile imageBy Jennifer Brozic
Jul 14, 2026

Auto Loan Rates and Financing for 2026

Here are the latest trends for auto loans, including interest rates, lenders, financing an...

Ben Luthi profile imageBy Ben Luthi
Jul 13, 2026

What Is Title Washing?

Title washing is a fraudulent practice scammers use to remove negative information from a ...

Tim Maxwell profile imageBy Tim Maxwell
May 13, 2026

What Is Car Depreciation?

A new car depreciates rapidly, which can cause issues if you end up owing more than it's w...

John Egan profile imageBy John Egan
May 12, 2026

What is an Auto Repair Loan?

Auto repair loans can be used for a variety of repairs. Costs may apply, so it's important...

LaToya Irby profile imageBy LaToya Irby
May 11, 2026

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances. With innovative tools and expert guidance, we’re here to help you manage your credit, protect your identity, and save on loans, credit cards, and more. Our goal is simple: to help bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian app.

Download the free Experian appCarry trusted financial tools with you

Download from the Apple App Store.Get it on Google Play.
Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices