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Personal loans

Find out how personal loans work, what they can be used for and how to get the best interest rates and terms.

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Consolidate your debt and manage your payments easier.

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What others are reading

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How to Get a Debt Consolidation Loan

A debt consolidation loan can help you simplify your debt repayment, lower your interest r...

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May 5, 2026

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How to Get a $200 Loan

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Mar 7, 2026

How to Get a $100 Loan

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The latest from our experts

Optimize Your Cash Flow With a LendingClub Bank Debt Consolidation Loan

Learn how a debt consolidation loan from LendingClub Bank can simplify your payments, lowe...

Karen Axelton profile imageBy Karen Axelton
Jun 16, 2026

How to Pay Off a Personal Loan Faster

Would you like to pay off a personal loan early? Follow these simple steps to develop a re...

Karen Axelton profile imageBy Karen Axelton
Jun 12, 2026

How to Get a Personal Loan With Low Income

Some lenders don't have a high income requirement, which means you might qualify for a per...

Louis DeNicola profile imageBy Louis DeNicola
Jun 12, 2026

How to Get the Best Rate on a Personal Loan

You need good credit and a low debt-to-income ratio to qualify for the best personal loan ...

Louis DeNicola profile imageBy Louis DeNicola
Jun 12, 2026

Personal Loan Do’s and Don’ts

If you’re taking out a personal loan, it’s important to use it wisely and to avoid some of...

Ben Luthi profile imageBy Ben Luthi
Jun 12, 2026

What Can a Personal Loan Be Used For?

A personal loan can be used to consolidate debt, pay for unexpected expenses or for almost...

Tim Maxwell profile imageBy Tim Maxwell
Jun 11, 2026

Should I Use a Personal Loan for a Vacation?

You can use a personal loan to pay for a vacation, but it's not always the best option bec...

Kathryn Pomroy profile imageBy Kathryn Pomroy
Jun 11, 2026

Can I Get a Debt Consolidation Loan With a 600 Credit Score?

If you have a 600 credit score, it’s still possible to get a debt consolidation loan, but ...

Ben Luthi profile imageBy Ben Luthi
Jun 10, 2026

Do Personal Loans Have Penalty APRs?

Making late payments on your personal loan can lead to late fees, but probably not a penal...

Kathryn Pomroy profile imageBy Kathryn Pomroy
Jun 10, 2026

5 Hidden Costs of Personal Loans

Fees and penalties can make a personal loan more expensive than you bargained for—but not ...

Bev O'Shea profile imageBy Bev O'Shea
Jun 9, 2026

How to Get a Personal Loan With No Origination Fee

Qualifying for a personal loan with no origination fee involves shopping around for lender...

John Egan profile imageBy John Egan
Jun 9, 2026

How to Boost Your Odds of Personal Loan Approval

To improve your odds of personal loan approval, work to increase your credit score, lower ...

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