August 10, 2017
Dear Experian, I have for a number of years attempted to correct my credit report to show my current mortgage, which is in good standing. No matter what I...
May 16, 2017
Dear Experian, My credit score is very low. I have no credit history other than recent hospital bills on my credit report. I get denied for everything: bank loans,...
May 4, 2017
Dear Experian, I’m trying to establish a positive credit history. I’ve been paying my power bill and my telecommunications, internet and cable bills on time every month for over...
January 17, 2017
Dear Readers, We are sometimes asked whether leasing a car can help you build credit and the answer is, yes it can. In terms of credit reports and credit...
November 22, 2016
Dear Experian, I took out a car loan to help build my credit. I was thinking about paying if off in February. I would have had the loan for...
October 25, 2016
Dear Readers, A secured loan is any loan that is backed or guaranteed by collateral. This means that if you default on the loan payments, the lender can take...
September 6, 2016
Dear Experian, I’m currently a college student. How do I start building credit? Is having a credit card enough to establish credit while being a college student? – KMA...
August 9, 2016
Dear Experian, How long does it take to build credit? – ALM Dear ALM, Building a positive credit history takes time. There is no quick fix and no way...
April 11, 2015
Dear Experian, I have been approved for two credit cards with two different limits and interest rates. One offers cash back rewards. I am trying to build my credit....
October 9, 2013
Dear Experian, I am a 19 year old college student trying to establish credit early, and it would be helpful throughout college to have a low limit credit card just...
September 10, 2013
Dear Experian, What is your opinion about using secured credit cards to improve credit history, especially if there is no current history (last entries were in 2004)? - PAS
August 16, 2013
Dear Experian, Why is it important to establish credit while you're young? If I don’t establish any credit will it affect my future and why? - OZY
August 1, 2012
Dear Experian, I have no credit score and am unable to get credit for a car loan. How do I get a credit score? I have my own apartment and...
September 14, 2011
Dear Experian, I am trying to rebuild my credit. Is it better to keep a zero balance on the credit cards that I have recently paid off or keep a...
July 20, 2011
Dear Experian, I recently moved here from British Columbia, Canada, and when I apply for a credit card here you deny it because you say my credit information is not...
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- The Meaning of “Too Few Accounts Paid as Agreed”
- U.S. Credit History Will Not Transfer to Canada
- The Impact of Credit Counseling on Credit Scores
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- Getting Removed as a Joint Credit Card Account Holder
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