Students

As with many loan types, student loans can have a big impact on your credit score. Whether you’re a cosigner or you are making payments yourself, on-time payments are a factor in your good credit score. When handled correctly, student loans can also play a major role in building a student’s credit history, which is often nonexistent when they’re just starting out.

Latest Articles

Student Loans Listed as Transferred

My student loans were consolidated into a new loan. Both the new loan...

Do Student Loans Affect My Credit Score?

Do student loans affect your credit scores? If so how are they...

Does college tuition show up on a parent’s account or both?

Tuition itself is not reported to the national credit reporting companies. However, if student...

Audio: College and Credit

Higher learning doesn’t come easy or cheap, and while hard work can help you...

Student Loans and Your Credit Report

My student loans are affecting my credit. Why? - NCB

Paid Student Loans Listed by Semester and Your Credit

I have student loans on my report with different amounts but the same...

Being Removed as a Cosigner from Student Loans

I co-signed college loans for my children. They are now both out of...

Student Loans on Credit Report While in Deferment

How long does it take after student loans are out of deferment for...

The Benefits of Consolidating Student Loans

Does it look bad to lenders checking your credit if student loans show...

Student Loan Debt Listed as “Government Claim”

On one of my student loan accounts this was posted: “Government Claim/Insurance Claim.”...

Recent Graduate May Not Have a Credit Report

What should I do if I cannot be found in your system? I...

Cosigning on Student Loans

When you cosign a loan, you agree to be equally responsible for the debt. The loan will be included in your credit history and can affect your creditworthiness as well as your ability to qualify for loans in the future, including cosigning for another student loan. Although you are just a cosigner, all missed payments will be included in your credit history and future lenders can consider the debt and monthly payment as part of the total amount you owe.

Review Your Free Experian Credit Report Today

Good credit begins with knowing where your credit is today. Get started with your free Experian Credit Report, updated every 30 days on sign in. No credit card required.

Get Started for Free