Credit One Bank® American Express® for Rebuilding Credit

Credit One Bank is an Experian Partner

Credit One Bank® American Express® for Rebuilding Credit logo.

Credit One Bank® American Express® for Rebuilding Credit

Rated 4.04 out of 5 stars, 1356 reviews
Rates and fees

Terms Apply

Recommended FICO® ScoreΘ

Poor - Good, Rebuilding

Annual Fee:

$75 First year. $99 thereafter, billed monthly at $8.25

Intro APR:

N/A*

Ongoing APR:

29.74% Variable

Ongoing Balance Transfer APR:

N/A*

  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services±
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges±
  • Retail Protection covers you if an eligible item is accidentally damaged or stolen±
  • Get deals on shopping, dining travel, and entertainment through Amex Offers
  • Enjoy exclusive access to pre-sale tickets for some of the hottest nationwide concerts and events
  • Know you're covered when the unexpected happens while traveling with Travel Accident Insurance±
  • Automatic reviews for credit line increase opportunities
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • ±Terms Apply
  • Cash back on eligible purchases

  • Lower credit scores accepted

  • No balance transfers available

  • Limited cash back value

See all Credit One Bank offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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