First Progress Select Secured Mastercard® Cash Back Rewards

First Progress is an Experian Partner

First Progress Select Secured Mastercard® Cash Back Rewards logo.

First Progress Select Secured Mastercard® Cash Back Rewards

Rated 3 out of 5 stars, 6 reviews
40%
would recommend

Recommended FICO® ScoreΘ

Poor - Good, New to Credit, Rebuilding

Annual Fee:

$39

Intro APR:

N/A*

Ongoing APR:

17.49% Variable

Ongoing Balance Transfer APR:

N/A*

  • Open a First Progress Credit Card and Get Rewarded for Everyday Purchases – Up To 10% Cash Back at select merchants!^^
  • 2x the Rewards Power: Up To 10% Cash Back on Purchases & 1% Back on Payments!^^
  • Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
  • Apply with no impact to your credit!*
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.2
  • All credit types welcome to apply!
  • Get a Fresh Start! A Discharged Bankruptcy in Your Credit File Will Not Cause You to Be Declined.
  • 2Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details: images.totalcardinc.com/documents/FirstProgress_Rewards.pdf
  • Cardholders earn cash back rewards on payments

  • No credit history or minimum credit score required

  • Reports to all three major credit bureaus (Experian, TransUnion and Equifax)

  • Annual fee

  • Foreign transaction fees

  • No upgrade path to an unsecured card

See all First Progress offers

Get credit card offers based on your credit profile

First Progress Select Secured Mastercard® Cash Back Rewards reviews

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

How to find the best credit card for you

Sign up or sign in to see your personalized credit card offers. Experian matches you with offers from our trusted partners, based on your credit profile.

Graphic get started sign into account.

Review card features, like rewards or low intro APRs. With Experian, you can compare multiple card offers in one place to find the right one for you.

Graphic cards choose cash back.

Click to apply for your selected card within the Experian app. Cards labeled 'No Ding Decline' won't hurt your credit scores if you are not approved.

Graphic credit card submit application screen.

With Experian, you can compare personalized credit card offers matched to your credit profile from partners like First Progress and more.

See your card matches

Checking your matched credit cards will NOT hurt your credit scores.

See why you should get your next credit card through Experian

Look for these features when comparing credit cards

Pre-approval

Check to see if you have pre-approved credit card offers. Most Experian members who visit our marketplace do.

Graphic apply pre-approved.

No Ding Decline™

Worried about your credit when applying for a new card? Cards labeled ‘No Ding Decline’ won't hurt your credit scores if you are not approved.

Graphic choose no ding card screen.
See your card matches

Learn more about credit cards

How Long to Wait Between Credit Card Applications

6 min • Aug 28, 2026

Credit Card Basics

What Is a Balance Transfer APR?

5 min • Aug 17, 2026

Apr

How Many Numbers Are on a Credit Card?

6 min • Aug 17, 2026

Credit Card Basics