Credit One Bank® Platinum Rewards Visa® Card

Credit One Bank is an Experian Partner

Credit One Bank® Platinum Rewards Visa® Card logo.

Credit One Bank® Platinum Rewards Visa® Card

Rated 3.89 out of 5 stars, 881 reviews
73%
would recommend
Rates and fees

Terms Apply

Recommended FICO® ScoreΘ

Fair - Exceptional

Annual Fee:

$39

Intro APR:

N/A*

Ongoing APR:

29.74% Variable

Ongoing Balance Transfer APR:

N/A*

  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services±
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges±
  • Automatic reviews for credit line increase opportunities
  • Choose your monthly payment due date for added convenience±
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • ±Terms Apply
  • Cash back rewards on eligible purchases

  • $0 fraud liability

  • Higher APR than similar cards

  • No balance transfers allowed

See all Credit One Bank offers

Get credit card offers based on your credit profile

Credit One Bank® Platinum Rewards Visa® Card reviews

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

How to find the best credit card for you

Sign up or sign in to see your personalized credit card offers. Experian matches you with offers from our trusted partners, based on your credit profile.

Graphic get started sign into account.

Review card features, like rewards or low intro APRs. With Experian, you can compare multiple card offers in one place to find the right one for you.

Graphic cards choose cash back.

Click to apply for your selected card within the Experian app. Cards labeled 'No Ding Decline' won't hurt your credit scores if you are not approved.

Graphic credit card submit application screen.

With Experian, you can compare personalized credit card offers matched to your credit profile from partners like Credit One Bank and more.

See your card matches

Checking your matched credit cards will NOT hurt your credit scores.

See why you should get your next credit card through Experian

Look for these features when comparing credit cards

Pre-approval

Check to see if you have pre-approved credit card offers. Most Experian members who visit our marketplace do.

Graphic apply pre-approved.

No Ding Decline™

Worried about your credit when applying for a new card? Cards labeled ‘No Ding Decline’ won't hurt your credit scores if you are not approved.

Graphic choose no ding card screen.
See your card matches

Learn more about credit cards

How to Compare Credit Card Interest Rates

5 min • Aug 11, 2026

Credit Card Basics

What Is a Balance Transfer APR?

5 min • Aug 17, 2026

Apr

How Many Numbers Are on a Credit Card?

6 min • Aug 17, 2026

Credit Card Basics

How to Cancel a Chargeback

3 min • Aug 11, 2026

Credit Card Basics