Credit Report & Scores

Latest Articles

How Long Late Payments Stay on Credit Report

How long does a negative payment status of "Paid, Past due 30 days"...

Lack of Revolving Accounts Hurt Credit Score

My credit report says my score is reduced because I have no revolving...

If Your Child Has a Credit Report, Watch Out for This

Generally speaking, credit reports are not kid-stuff. Minors typically do not have them, which...

Why Does My Credit Score Change So Often?

Credit scores are often thought of as static numbers, that only change when you...

Paying off Closed or Charged off Accounts

Does paying off a closed or charged off account raise your credit scores? -TYC

Improving Credit Score Without a Credit Card

How can you improve your credit score if you don't have any credit...

3 Ways To Use Your Tax Refund To Improve Your Credit Scores

It’s tax time—which means it’s also tax refund time for millions of Americans. While...

5 Financial Red Flags Your Partner Doesn’t Want You to Notice

Many relationships can’t take flight until both parties have a candid discussion about money....

Can medical bills affect your credit report?

Your medical history is not part of a credit report, but past due medical...

What Derogatory Means on Your Credit Report

What does “derogatory” mean when it shows up on my credit reports? - JUA

How To Make Sure This Isn’t Your Last Valentine’s Day Together

Finance can be as crucial as romance when it comes to maintaining lasting matches....

Inquiries can have small impact on credit scores

I haven’t had negative activity on my credit report for over two years,...