Is there any way I can check my credit score without it hurting my score? How much does it hurt me to order my credit score?
Order your own credit report and credit score as many times as you like. It will not hurt your credit history, your credit scores or have any effect on lending decisions.
Soft inquiries are usually initiated by others, like companies making promotional offers of credit or your lender conducting periodic reviews of your existing credit accounts. Soft inquiries also occur when you check your own credit report or when you use credit monitoring services from companies like Experian. These inquiries do not impact your credit score.
When you apply for credit and a lender pulls your credit report and/or requests a score, it results in an inquiry that can be seen by your creditors and any other lenders who may check your report. If your report is scored, the inquiry could have a minor, short-term impact. Because inquiries resulting from your application for credit can be viewed by others, they are often referred to as "hard" inquiries.
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The "Ask Experian" team