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CreditWorksSM Basic
No credit card required
See your Experian credit report and FICO® Score*
Get your report and FICO® Score Compare benefits3-Bureau Reports and Scores
CreditWorksSM Premium
then just $24.99 /month†
Our most comprehensive credit and identity protection solution.
Get Premium now Compare benefits†IMPORTANT INFORMATION
A credit card is required to start your free 7-day trial membership in Experian CreditWorksSM Premium‡. You may cancel your trial membership at any time within 7 days without charge. If you decide not to cancel, your membership will continue and you will be billed $24.99 for each month that you continue your membership. You may easily cancel your trial membership online anytime within the trial period without charge.
*Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.
Basic
Premium
Free 7-day trial then just $24.99 /month†
| CreditWorks Basic | CreditWorks Premium | |
|---|---|---|
Credit Reports & Scores | ||
Credit Reports Monitored | Experian | Experian, Equifax®, TransUnion® |
| New Credit Inquiries | ||
| New Accounts | ||
| Account Balance Changes | ||
| Credit Utilization | ||
| Positive Activity | ||
| Dormant Accounts | ||
| Experian Credit Report & FICO® Score* | Monthly | Daily |
| 3-Bureau Credit Report & FICO® Scores* | Monthly | |
| Additional FICO® Scores* (Auto, Home & Bankcard) | ||
| Score Tracking | ||
| FICO® Score* Alerts | ||
| FICO® Score* Simulator | ||
| Experian Boost® | ||
Experian CreditLock | ||
| Lock and Unlock Your Experian Credit File | ||
| Real-time Alerts on Attempted Credit Inquiries | ||
Identity Theft Monitoring & Protection | ||
| Dark Web Surveillance | ||
| Identity Theft Insurance※ | Up to $1,000,000 | |
| U.S.-Based Fraud Resolution Specialist | ||
| Lost Wallet Assistance | ||
| Identity Theft Monitoring & Alerts | ||
One-time credit reports and scores
View your latest Credit Reports and Scores for a one-time fee.
Experian Credit Report and FICO® Score*
3-Bureau Credit Report and FICO® Scores
※Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian CreditWorksSM Premium.
‡Monitoring with Experian begins within 48 hours of enrollment in your trial. Monitoring with Equifax® and TransUnion® takes approximately 4 days to begin, though in some cases cannot be initiated during your trial period. You may cancel your trial membership in Experian CreditWorksSM any time within 7 days of enrollment without charge.