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CreditWorksSM Basic

No credit card required

See your Experian credit report and FICO® Score*

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3-Bureau Reports and Scores

CreditWorksSM Premium
Free 7-day trial

then just $24.99 /month

Our most comprehensive credit and identity protection solution.

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A credit card is required to start your free 7-day trial membership§ in Experian CreditWorksSM Premium. You may cancel your trial membership at any time within 7 days without charge. If you decide not to cancel, your membership will continue and you will be billed $24.99 for each month that you continue your membership. You may easily cancel your trial membership online anytime within the trial period without charge.

*Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.



CreditWorks BasicCreditWorks Premium

Credit Reports & Scores

Credit Reports Monitored

ExperianExperian, Equifax®, TransUnion®
New Credit Inquiries
New Accounts
Account Balance Changes
Credit Utilization
Positive Activity
Dormant Accounts
Experian Credit Report & FICO® Score*MonthlyDaily
3-Bureau Credit Report & FICO ScoresMonthly
Additional FICO® Scores*(Auto, Home & Bankcard)
Score Tracking
FICO® Score* Alerts
FICO® Score* Simulator
Experian Boost
Experian CreditLock
Lock and Unlock Your Experian Credit File
Real-time Alerts on Attempted Credit Inquiries
Identity Theft Monitoring & Protection
Dark Web Surveillance
Identity Theft InsuranceUp to $1,000,000
U.S.-Based Fraud Resolution Specialist
Lost Wallet Assistance
Identity Theft Monitoring & Alerts

One-time credit reports and scores

View your latest Credit Reports and Scores for a one-time fee.

Experian Credit Report and FICO® Score*

Experian Credit Report and FICO® Score
Dispute online for free
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3-Bureau Credit Report and FICO® Scores

Experian Credit Report and FICO® Score
Equifax® Credit Report and FICO® Score
TransUnion® Credit Report and FICO® Score
Dispute online for free
Order now

Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian CreditWorksSM Premium.

Monitoring with Experian begins within 48 hours of enrollment in your trial. Monitoring with Equifax® and TransUnion® takes approximately 4 days to begin, though in some cases cannot be initiated during your trial period. You may cancel your trial membership in Experian CreditWorksSM any time within 7 days of enrollment without charge.