Jim Akin is freelance writer based in Connecticut. With experience as both a journalist and a marketing professional, his most recent focus has been in the area of consumer finance and credit scoring. Whether writing about financial services, personal computing or enterprise software, he aims to understand explain how products and services address the needs of their everyday users, and how users can get the most from them.
Articles by Jim Akin
November 17, 2017
To get the hottest deals on Black Friday and Cyber Monday, here are some suggestions for maximizing your efforts, both online and in the real world.
November 15, 2017
Are you in need of a loan, but not sure where to start? Take a read to find out if peer-to-peer (P2P) lending is right for you.
November 5, 2017
Falling back into Standard Time might be disorienting as everything feels ahead of schedule, but embrace the time change and get ahead of your finances.
November 2, 2017
KRACK is a newly uncovered security vulnerability that puts the private data of all Wi-Fi users at risk. Find out what it is and how to stay safe.
November 2, 2017
As Congress and the Trump administration look to reform the U.S. income tax system, there could be changes to 401(k) plans. What does this mean for you?
October 30, 2017
From investing to saving and budgeting, technology is reshaping personal finance. Check out these five tools to make your financial life easier.
October 16, 2017
Read to learn about the difference between fixed-rate and adjustable-rate mortgages and what each can do for you the next time you're shopping for a home.
October 11, 2017
Read to learn about private mortgage insurance (PMI) and how it can protect you, the lender, against financial loss in the event of foreclosure.
October 4, 2017
If you’re self-employed or your employer doesn’t offer a retirement plan, an IRA is the way to go. Find out how you can start saving today.
October 2, 2017
Learn about data encryption and why we rely on it to safeguard everything from website passwords to credit card numbers used in on- and offline payments.
September 29, 2017
Spear phishing occurs when scammers use personal details to tailor the emails, text messages, or phone calls they use to swindle victims.
September 27, 2017
When it comes to getting a great deal on a car purchase, experts agree: You can save big by being smart about when you visit the dealership.
- Does an overdraft on my checking account affect my credit score?
- How long can negative items stay on your credit report?
- How often should I check my credit score?
- Is there a way to consolidate debt without ruining your credit?
- Does everyone start out with the same credit score?
- I’m 16 years old. How do you get started with credit?
- How does cosigning affect your credit? Does it show as a debt?
- If you apply for two credit cards in the same month, will it affect your credit score twice?
- How can a credit score from TransUnion and Experian be 50 points different?
- Why do Experian, Equifax and TransUnion differ so much in score?
- Remove Authorized User Accounts from Credit Report
- How Long Do Inquiries Impact My Scores?
- 5 Reasons Your Credit Scores May Have Dropped (And What That Can Mean)
- Will I Qualify For That Car Loan?
- Separating Credit Reports of Father and Son
- Credit Scores and Your Home Equity Line of Credit
- The Meaning of “Too Few Accounts Paid as Agreed”
- U.S. Credit History Will Not Transfer to Canada
- The Impact of Credit Counseling on Credit Scores
- Insurance Inquiries Do Not Affect Credit Scores
- Getting Removed as a Joint Credit Card Account Holder
- Consigning for an Apartment Could Help or Hurt Credit
- Missing Accounts Not Reported by Your Lenders
- Cell Phone Payments are Not Reported