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Jim Akin is freelance writer based in Connecticut. With experience as both a journalist and a marketing professional, his most recent focus has been in the area of consumer finance and credit scoring. Whether writing about financial services, personal computing or enterprise software, he aims to understand explain how products and services address the needs of their everyday users, and how users can get the most from them.

Articles by Jim Akin

How to Save on Black Friday and Cyber Monday

November 17, 2017

To get the hottest deals on Black Friday and Cyber Monday, here are some suggestions for maximizing your efforts, both online and in the real world.

How to Choose Between a Peer-To-Peer Lending or Traditional Loan

November 15, 2017

Are you in need of a loan, but not sure where to start? Take a read to find out if peer-to-peer (P2P) lending is right for you.

4 Ways to Set Back the Clock and Start Saving

November 5, 2017

Falling back into Standard Time might be disorienting as everything feels ahead of schedule, but embrace the time change and get ahead of your finances.

Here’s What You Need to Know About KRACK, the Worst Cyber Threat Yet

November 2, 2017

KRACK is a newly uncovered security vulnerability that puts the private data of all Wi-Fi users at risk. Find out what it is and how to stay safe.

How Trump’s Tax Reform Plan Might Hit Your 401(K)

November 2, 2017

As Congress and the Trump administration look to reform the U.S. income tax system, there could be changes to 401(k) plans. What does this mean for you?

5 Personal Finance Technologies You Don’t Want to Miss

October 30, 2017

From investing to saving and budgeting, technology is reshaping personal finance. Check out these five tools to make your financial life easier.

What’s the Difference Between Fixed-Rate and Adjustable-Rate Mortgages?

October 16, 2017

Read to learn about the difference between fixed-rate and adjustable-rate mortgages and what each can do for you the next time you're shopping for a home.

What Is Private Mortgage Insurance?

October 11, 2017

Read to learn about private mortgage insurance (PMI) and how it can protect you, the lender, against financial loss in the event of foreclosure.

What Is a Roth IRA?

October 4, 2017

If you’re self-employed or your employer doesn’t offer a retirement plan, an IRA is the way to go. Find out how you can start saving today.

Payment Security Evolves with Advances in Encryption

October 2, 2017

Learn about data encryption and why we rely on it to safeguard everything from website passwords to credit card numbers used in on- and offline payments.

What is Spear Phishing?

September 29, 2017

Spear phishing occurs when scammers use personal details to tailor the emails, text messages, or phone calls they use to swindle victims.

When Is the Best Time to Buy a Car?

September 27, 2017

When it comes to getting a great deal on a car purchase, experts agree: You can save big by being smart about when you visit the dealership.