Jim Akin is freelance writer based in Connecticut. With experience as both a journalist and a marketing professional, his most recent focus has been in the area of consumer finance and credit scoring. Whether writing about financial services, personal computing or enterprise software, he aims to understand explain how products and services address the needs of their everyday users, and how users can get the most from them.
Articles by Jim Akin
October 2, 2017
Learn about data encryption and why we rely on it to safeguard everything from website passwords to credit card numbers used in on- and offline payments.
September 29, 2017
Spear phishing occurs when scammers use personal details to tailor the emails, text messages, or phone calls they use to swindle victims.
September 27, 2017
When it comes to getting a great deal on a car purchase, experts agree: You can save big by being smart about when you visit the dealership.
September 25, 2017
Over the last decade, there’s been no shortage of news coverage of subprime mortgages, as commentators and analysts have discussed and debated the risks and rewards they pose to...
September 18, 2017
We hear a lot these days about the contrary nature of the Millennials, but they largely agree with their elders that home ownership is an important aspect of The American...
September 15, 2017
The Equifax data breach could expose you to risks that have nothing to do with the breach itself, or the culprits behind it. Find out how to stay protected.
August 31, 2017
Labor Day is traditionally a time of endings: The unofficial close of summer, of school vacations, and of the high season for road trips across the USA. But motorists...
August 29, 2017
A debt consolidation loan is a personal loan you use to pay off all your outstanding credit card balances. It can simplify your budgeting by replacing separate credit bills...
August 18, 2017
Experts are warning eclipse-watchers to look out for crooks peddling counterfeit viewing glasses. It’s a good reminder to be equally wary of hackers, identity thieves, and credit card fraudsters.
August 17, 2017
Rewards credit cards are hot: a recent Experian survey found 45% of Americans who plan to apply for new credit cards are doing so because they want rewards cards....
August 11, 2017
What happens when your transmission gives out in a rustic mountain town, where the only repair shop for miles doesn’t take credit cards? Or when you come across a...
- Does an overdraft on my checking account affect my credit score?
- How long can negative items stay on your credit report?
- How often should I check my credit score?
- Is there a way to consolidate debt without ruining your credit?
- Does everyone start out with the same credit score?
- I’m 16 years old. How do you get started with credit?
- How does cosigning affect your credit? Does it show as a debt?
- If you apply for two credit cards in the same month, will it affect your credit score twice?
- How can a credit score from TransUnion and Experian be 50 points different?
- Why do Experian, Equifax and TransUnion differ so much in score?
- Remove Authorized User Accounts from Credit Report
- How Long Do Inquiries Impact My Scores?
- 5 Reasons Your Credit Scores May Have Dropped (And What That Can Mean)
- Will I Qualify For That Car Loan?
- Separating Credit Reports of Father and Son
- Credit Scores and Your Home Equity Line of Credit
- The Meaning of “Too Few Accounts Paid as Agreed”
- U.S. Credit History Will Not Transfer to Canada
- The Impact of Credit Counseling on Credit Scores
- Insurance Inquiries Do Not Affect Credit Scores
- Getting Removed as a Joint Credit Card Account Holder
- Consigning for an Apartment Could Help or Hurt Credit
- Missing Accounts Not Reported by Your Lenders
- Cell Phone Payments are Not Reported