Jim AkinTwitter | LinkedIn

Jim Akin is freelance writer based in Connecticut. With experience as both a journalist and a marketing professional, his most recent focus has been in the area of consumer finance and credit scoring. Whether writing about financial services, personal computing or enterprise software, he aims to understand explain how products and services address the needs of their everyday users, and how users can get the most from them.

Articles by Jim Akin

Payment Security Evolves with Advances in Encryption

October 2, 2017

Learn about data encryption and why we rely on it to safeguard everything from website passwords to credit card numbers used in on- and offline payments.

What is Spear Phishing?

September 29, 2017

Spear phishing occurs when scammers use personal details to tailor the emails, text messages, or phone calls they use to swindle victims.

When Is the Best Time to Buy a Car?

September 27, 2017

When it comes to getting a great deal on a car purchase, experts agree: You can save big by being smart about when you visit the dealership.

The Pros and Cons of Subprime Mortgages

September 25, 2017

Over the last decade, there’s been no shortage of news coverage of subprime mortgages, as commentators and analysts have discussed and debated the risks and rewards they pose to...

Is an FHA Loan Right for You?

September 18, 2017

We hear a lot these days about the contrary nature of the Millennials, but they largely agree with their elders that home ownership is an important aspect of The American...

After the Equifax Breach, Watch Out for Phishing Scams

September 15, 2017

The Equifax data breach could expose you to risks that have nothing to do with the breach itself, or the culprits behind it. Find out how to stay protected.

Why Labor Day Weekend Is the Best Time to Buy a Car

August 31, 2017

Labor Day is traditionally a time of endings: The unofficial close of summer, of school vacations, and of the high season for road trips across the USA. But motorists...

Is a Debt-Consolidation Loan Right for You?

August 29, 2017

A debt consolidation loan is a personal loan you use to pay off all your outstanding credit card balances. It can simplify your budgeting by replacing separate credit bills...

Don’t Let the Eclipse Leave You in the Dark About Financial Fraud

August 18, 2017

Experts are warning eclipse-watchers to look out for crooks peddling counterfeit viewing glasses. It’s a good reminder to be equally wary of hackers, identity thieves, and credit card fraudsters.

What is a Rewards Credit Card?

August 17, 2017

Rewards credit cards are hot: a recent Experian survey found 45% of Americans who plan to apply for new credit cards are doing so because they want rewards cards....

What Is a Cash Advance?

August 11, 2017

What happens when your transmission gives out in a rustic mountain town, where the only repair shop for miles doesn’t take credit cards? Or when you come across a...