Prosper personal loans

Prosper offers borrowers with fair and good credit flexible loans for consolidating debt, funding home improvements and more. Prosper is a trusted partner of Experian.

Recommended FICO® ScoreΘ

Poor - Exceptional

Est. APR8.99 - 35.99%
Term24 - 72 mo
Loan amount$2,000 - $50,000
Est. monthly payment$91 - $1,702
  • Pay off your cards and watch your credit score climb
  • Check your exact rate in minutes — no impact to your credit score
  • Over 1 million borrowers funded since 2005 — $31 billion and counting
  • Rated Excellent on Trustpilot — 4.5 Stars from 14,000+ verified borrowers
  • Fast funding — money in your account as soon as the next business day
  • One fixed rate, one fixed payment — pay it off early anytime with zero penalties
  • Get funded without putting your home or car on the line — ever
  • Borrow $2,000–$50,000 — choose a 2 to 6-year term that works for you
  • Accessibility for a wide range of credit borrowers

  • Can apply with a co-borrower

  • Clear qualification requirements

  • Has an origination fee

  • High maximum interest rate

  • No grace period

Get personalized loan offers based on your credit profile

Prosper personal loan reviews

Opinions are provided by Experian users that are actual loan customers and do not reflect the views of Experian or the lender.

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How to find the best loan for you

With Experian, you can compare personalized loan offers matched to your credit profile from partners like Prosper and more.

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Personal loan calculator

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Pre-approval

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No Ding Decline™

When applying for a loan, most lenders will perform a hard inquiry on your credit report which could negatively impact your credit scores. With Experian's No Ding Decline, only a soft inquiry is performed when applying for loans labeled No Ding Decline, so if you are declined there is no impact to your credit scores.

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