Categories

Experian and CreditMatch

Best Credit Cards for Groceries

Spend a lot on groceries and cooking at home? These credit cards from our partners offer the best rewards on groceries.

    Best Overall Cash Back Rate for Grocery Spending

    This Card Is Right for You If:

    You spend a lot of money on groceries and gas, and you're willing to pay an annual fee. The Blue Cash Preferred® Card offers a whopping 6% cash back at U.S. supermarkets on up to $6,000 in spending each year. You'll also earn an impressive 3% back on purchases at U.S. gas stations and 1% back on all other purchases. If you spend $1,000 in purchases on your new card within the first three months of account opening, you will earn a $200 statement credit. This card comes with a $95 annual fee.

    Best Cash Back Card for Grocery Spending With No Annual Fee

    This Card Is Right for You If:

    You want to earn a high cash back rate on groceries but don't want to pay an annual fee. The Blue Cash Everyday® Card offers a respectable 3% back on purchases at U.S. supermarkets (on up to $6,000 each year), 2% back on purchases at U.S. gas stations and select department stores, and 1% back on all other purchases. If you spend $1,000 in purchases on your new card within the first three months of account opening, you will earn a $150 statement credit.

    Best Cash Back for Groceries and Dining Out

    This Card Is Right for You If:

    You are a foodie who spends a lot on groceries and dining out and are willing to pay an annual fee. The Capital One® Savor® Cash Rewards Credit Card offers 2% cash back at grocery stores, but a hefty 4% cash back on dining and entertainment. You'll earn 1% back on all other purchases. The card does come with a $95 annual fee, but it's waived the first year. If you spend $3,000 in purchases within the first three months of opening the account, you'll also earn a $300 cash bonus.

    Best Cash Back for Groceries and Dining Out With No Annual Fee

    This Card Is Right for You If:

    You are a foodie who spends a lot on groceries and dining out—but you don't want to pay an annual fee. The SavorOneSM card offers the same 2% cash back at grocery stores as its older brother, but you'll earn a slightly less 3% back on dining and entertainment. The sign-up bonus is smaller too—you can get a $150 cash bonus, but you only have to spend $500 on purchases during the first three months of account opening to earn it.

    Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn More.

    Advertiser Disclosure: The credit card offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation, however the compensation does not impact how or where the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

    Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

    *For complete information, see the terms and conditions on the credit card issuer's website. Once you click apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. We show a summary to help you choose a product, not the full legal terms – and before applying you should understand the full terms of the product as stated by the issuer itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

    Methodology: Experian’s editorial team reviews the credit cards and loans in its CreditMatch marketplace by assessing the value of each card or loan based on a number of criteria, including fees, annual percentage rates (APRs), rewards earning and redemption rates, sign-up bonuses and more. Cards and loans may be selected as “best” in more than one category.

    Resources
    Sign up for helpful tips, special offers and more!
    You're signed up!
    Our system is undergoing maintenance and will be available again soon.