Sign in

Student loans

Get guidance on navigating the world of student loans and understanding your loan repayment options.

Take action with these tools

Free Experian app icon

Free Experian app

Manage your finances any time, anywhere on your phone.

Download the free app

Experian Go™

Build your credit for free and start reaching your financial goals.

Experian Boost®

Instantly raise your credit scores for free—just by paying your bills.ø

Best high-yield savings

Find the best savings rates for your money—compare top offers now.

Auto insurance comparison

Shop and compare quotes for you from over 30 top insurers.

What others are reading

Two college students researching student loans on a laptop in class together.

How Can I Remove Student Loans from My Credit Report?

If you have negative student loan information on your credit reports, here’s what you need...

Ben Luthi profile imageBy Ben Luthi
Dec 12, 2023

Will Paying Off My Student Loans Affect My Credit Score?

Ben Luthi profile imageBy Ben Luthi
Jul 9, 2024

What’s the Difference Between Student Loan Deferment and Forbearance?

Ben Luthi profile imageBy Ben Luthi
Jul 31, 2025

When Is the FAFSA Due in 2026?

Ben Luthi profile imageBy Ben Luthi
Jan 6, 2026

PLUS Loan Changes in 2026: What Borrowers Need to Know

Ben Luthi profile imageBy Ben Luthi
Apr 20, 2026

How Student Loan Consolidation Works

Ben Luthi profile imageBy Ben Luthi
Oct 22, 2025

Explore more topics

The latest from our experts

Do Private Student Loans Require a Credit Check?

A credit inquiry is usually required when applying for private student loans, and working ...

Taylor Medine profile imageBy Taylor Medine
Jun 11, 2026

How Does Dropping a Class Impact My Financial Aid?

If you’re thinking about dropping a class, it’s important to understand how it could impac...

Ben Luthi profile imageBy Ben Luthi
Jun 9, 2026

What Happens to Student Loans When You Die?

If you die, your student loans aren’t passed down to your heirs, but depending on the type...

Ben Luthi profile imageBy Ben Luthi
Jun 8, 2026

What Is a Parent PLUS Loan?

Parent PLUS loans help families cover college costs. Here’s how they work and what the new...

Ben Luthi profile imageBy Ben Luthi
Jun 8, 2026

Can I Apply for FAFSA With Bad Credit?

You can submit the FAFSA form even with bad credit, since eligibility for federal student ...

Kim Porter profile imageBy Kim Porter
Jun 5, 2026

Does Applying for Financial Aid With the FAFSA Affect Credit?

Submitting the FAFSA won't affect your credit, but applying for certain loans—and repaying...

Brianna McGurran profile imageBy Brianna McGurran
Jun 4, 2026

How to Apply for a Parent PLUS Loan

Learn how to apply for a parent PLUS loan, who qualifies, and how new loan limits and repa...

Karen Axelton profile imageBy Karen Axelton
Jun 3, 2026

How to Pay for Grad School

You can pay for grad school with a combination of financing options, including savings, lo...

Emily Batdorf profile imageBy Emily Batdorf
Jun 3, 2026

What Are PLUS Loans?

PLUS loans are a type of federal student loan that are undergoing major changes as of July...

Brianna McGurran profile imageBy Brianna McGurran
May 28, 2026

7 Options if You Didn’t Receive Enough Financial Aid

Learn about seven ways to cover what you owe if you didn't receive enough financial aid to...

Jennifer Brozic profile imageBy Jennifer Brozic
May 27, 2026

Do Parent PLUS Loans Affect Your Credit Score?

A Parent PLUS loan will affect the credit score of the parent borrower, but the overall im...

Brianna McGurran profile imageBy Brianna McGurran
May 19, 2026

How to Get Out of Student Loan Default

You can get out of default through loan rehabilitation or consolidation for federal loans,...

Brianna McGurran profile imageBy Brianna McGurran
May 18, 2026

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances. With innovative tools and expert guidance, we’re here to help you manage your credit, protect your identity, and save on loans, credit cards, and more. Our goal is simple: to help bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian app.

Download the free Experian appCarry trusted financial tools with you

Download from the Apple App Store.Get it on Google Play.
Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices