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These Credit Card Benefits Are Disappearing

Credit card issuers can add or remove benefits at any time. Here are the latest changes offered by American Express, Chase, Citi and Discover.

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Infographic: Key Components of a FICO® Score: Amount Owed (2 of 4)

March 11, 2016

Do you know what information goes into the calculations of the credit scores that determine how lenders see you? When you look at the items that are considered in...

Audio: Credit Cards and Taxes

March 10, 2016

They’re two things you might think aren’t related at all, but it’s not the case. In fact, there’s two ways that your credit cards can play a role in...

Five Easy Steps to Boost Your Security Online

March 8, 2016

Cyber security month provides the perfect opportunity to ask yourself: “Just how much do I know about my online security?” It’s a place many of us spend time every...

Audio: Experian Etc. with Toni Husbands

March 7, 2016

Is debt a four-letter word for you? When it’s growing quickly, or if it’s already gotten out of hand, it can be traumatic to think about – but you...

Infographic: Key Components of a FICO® Score (1 of 4)

March 4, 2016

Many people know that a credit score doesn’t look at just one factor. When you consider the information that goes into calculating a FICO® Score, it’s a very specific...

How does adding an authorize user to your account affect your credit?

March 3, 2016

If you’re the primary account holder, simply adding an authorized user to your credit card won’t directly affect your credit report or credit scores.  But, the way the authorized...

Does getting a free credit check does that put a ding on credit?

March 3, 2016

You can get copies of your personal credit report as often as you like without having any impact on credit scores. When you get your personal report directly from...

Can unemployment affect a credit score?

March 3, 2016

Credit reports do not show unemployment filings or unemployment claims. They only show credit and debt-related information. The impact of unemployment could be reflected in your credit report if...

Do evictions show on a credit report?

March 3, 2016

Credit reports do not indicate that you have been evicted from your residence.   However, credit reports could include a collection account for unpaid rent or lease payments or a...

What is the opt-out program?

March 3, 2016

The term opt-out refers to requesting that you be removed from preapproved and prescreen credit offer lists.  Lenders send Experian a list of customer criteria that define the consumers...

Audio: Experian Etc. with Joe Saul-Sehy

March 1, 2016

If you’re sorting out your financial picture – or trying to piece together how a recent life change is going to impact your finances- there can be a lot...

Audio: Rising Interest Rates and You

February 29, 2016

When the Federal Reserve announces changes to interest rates, the news casts a long shadow. Just how could this recent adjustment impact you and your financial profile? There’s several...

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