Through April 20, 2021, Experian, TransUnion and Equifax will offer all U.S. consumers free weekly credit reports through AnnualCreditReport.com to help you protect your financial health during the sudden and unprecedented hardship caused by COVID-19.
Checking your own credit will result in a "soft" on your credit report. Soft inquiries are not factored into credit scoring models and will not affect credit scores at all.
Soft inquiries also result from actions initiated by others, like companies making promotional offers of credit or your lender conducting periodic reviews of your existing credit accounts.
Check out the scope to hear answers to all the questions asked:
Do you have questions about credit?
Join our live video chat every Tuesday and Thursday at 2:30 p.m. ET on Periscope. Rod Griffin, Director of Public Education at Experian, is available to answer your questions live.
Scoped on: 07/19/2016