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7 Things You Need to Know Before Freezing Your Credit

Thinking about freezing your credit? Find out the seven things you should consider before taking any action.

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Do You Know How to Protect Your Child from Identity Theft?

August 16, 2017

You buckle them into car seats, make sure they wear a helmet when riding their bikes and keep a first-aid kit on hand at all times. As a parent,...

How Do Cash Back Credit Cards Work?

August 15, 2017

Most people expect using credit cards to be a rewarding experience. A survey of consumer card preferences by Total System Services, Inc., found that a rewards program is the most...

What Is a Secured Credit Card?

August 15, 2017

There’s a Catch-22 situation that you face when you are trying to rebuild your credit. You need a credit card or some other type of loan to your credit....

I Can’t Pay My Mortgage. What Should I Do?

August 15, 2017

Dear Experian, I haven’t been late yet, but I am having trouble paying my mortgage. I’ve lived here for many years and want to stay in the house. What...

Secured vs. Unsecured Loans: What You Should Know

August 14, 2017

When you take out a secured loan, you provide some form of collateral (such as your home or car) to act as security for the lender, protecting them from...

How to Get a Car Loan

August 11, 2017

Before you take out a car loan, it’s important to understand what you’re agreeing to, how your credit will affect your loan experience, and how an auto loan can influence...

What Is a Cash Advance?

August 11, 2017

What happens when your transmission gives out in a rustic mountain town, where the only repair shop for miles doesn’t take credit cards? Or when you come across a...

What Is APR?

August 11, 2017

Annual Percentage Rates (APR) and Your Credit Whether you’re a first-timer or seasoned user of credit, it’s important to understand all the credit-related terms you may encounter. Knowing how...

How to Compare Credit Card Interest Rates

August 10, 2017

As you drive down the street, it’s pretty easy to compare the price of gas between different service stations. Every gas station displays its current price per gallon for...

Student Loans Aren’t the Only Debts Millennials Have to Worry About

August 10, 2017

Millennials have surpassed baby boomers as the biggest age demographic in America, making them a constant focus for marketers and media companies. But it’s not all avocado toast and...

How Can I Add My Good Payment History to My Credit Report?

August 10, 2017

Dear Experian, I have for a number of years attempted to correct my credit report to show my current mortgage, which is in good standing. No matter what I...

How to Consolidate Credit Cards

August 9, 2017

If your wallet is stuffed with multiple credit cards staying on top of your accounts is probably a hassle you could do without. Keeping track of balances and due...

How to Get Your First Credit Card

August 9, 2017

Getting your first credit card can seem pretty simple. After all, credit card companies mail tons of offers every year, including “pre-approved” applications, along with countless more email offers...

Will Paying My Credit Card Balance Every Month Help My Credit Score?

August 8, 2017

Dear Experian, Is it better to pay off the entire balance on a credit card each month, or to always leave a small balance to carry over? – OHR...

Medical Debt and Your Credit Score: Here’s What You Need to Know

August 8, 2017

The ongoing political debate in Washington is causing a lot of uncertainty about health care. But Americans are about to get some relief from the potential harm medical costs...

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