No, removing an old address from your credit report will not increase your credit scores.
Addresses are part of your identifying information. Identifying information, which includes your name, Social Security number, current and previous addresses, date of birth and employer listings is not included in credit score calculations and does not impact your ability to qualify for new credit.
The personal identifying information in your credit report is used to verify your identity and match you to your credit history. Approximately 220 million people have credit reports. Experian uses all the available identifying information to compile your credit report and distinguish your credit history from other credit-active consumers.
Only information that is debt-related is included in your credit scores. This includes payment history, amount of debt, length of credit history, types of accounts and recent applications for credit.
Check out the scope to hear answers to all the questions asked.
Do You Have Questions About Credit?
Join our live video chat every Tuesday and Thursday at 2:30 p.m. ET on Periscope. Rod Griffin, Director of Consumer Education and Awareness at Experian, is available to answer your questions live.
Scoped on: 4/30/2019
Want to instantly increase your credit score? Experian Boost™ helps by giving you credit for the utility and mobile phone bills you're already paying. Until now, those payments did not positively impact your score.
This service is completely free and can boost your credit scores fast by using your own positive payment history. It can also help those with poor or limited credit situations. Other services such as credit repair may cost you up to thousands and only help remove inaccuracies from your credit report.