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A 700 credit score puts you in the good credit range. However, creditors look at more than...
Hard inquiries only affect your credit minimally, and are not even considered by credit sc...
Establishing your credit at an early age can set you up nicely for the future. Your credit...
You may be able to increase a secured credit card's credit limit by making an additional s...
These common credit questions can confuse financial novices and pros alike. Get answers to...
A car repossession is removed from your credit report seven years from the date of the fir...
Most information on your credit reports can be disputed, but certain items are simply a ma...
Missing payments on a car loan can cause a lender to repossess your vehicle. An alternativ...
There's no exact timeline for rebuilding your credit, but understanding what influences yo...
A 660 credit score falls below the national average, but that doesn't mean you're stuck th...
Judgments—court orders to pay unpaid debt issued in response to creditor litigation—can of...
A vehicle repossession can not only upend your life but it can also damage your credit. He...
While there's no such thing as medical bankruptcy, overwhelming medical debt can be discha...
Didn't receive enough in federal student loans to cover your cost of attendance? Here are ...
If you're considering filing for bankruptcy, you should know that the process cannot elimi...
Excellent credit is a big part of getting approved, but it’s not a guarantee. Information ...
Not only does a credit limit determine how much you can spend on an account, it can have a...
If you've never had credit, such as a loan or credit card, you won't have a credit report....
If you fall behind on your car payments, the consequences can be dire. Your loan could go ...
Foreclosure does major damage to your credit, but these suggestions can help you restore y...
Collection accounts reported to the consumer credit bureaus will show up on your credit re...
Incorrect personal information may be a sign of fraud or a simple mistake. In either case,...
Disputing inaccurate credit report data has no direct effect on credit scores, but if a di...
Free credit monitoring from Experian is great for tracking your credit activity and it can...
You can have a credit score with one of the credit bureaus and not with the other two for ...
It's possible to purchase a home with a 700 credit score, but lenders will review several ...
Hard inquiries will stay on your credit report for 24 months, but their potential negative...
It may take a month or longer to see a change in your credit scores once you pay off an ac...
A credit score is calculated when a lender requests it. Scores are based on credit reports...
Nonprofit credit counseling can help you bring your debt under control without serious dam...
As you pay off credit cards, you may think it's best to close the accounts—but keeping the...
There are several reasons why a credit card company may close an account without notice. H...
Debt collection agencies work with lenders and creditors to collect outstanding debt. Wor...
A business viewing your credit must have a legally permissible purpose for doing so. Your ...
Income is not part of your credit report, but lenders may ask about it in credit applicati...
Paying off a credit usually helps your credit scores, but there are exceptions. Here's wha...
Account re-aging often refers to when a debt's statute of limitations gets reset. Learn ho...
UltraFICO allows consumers to leverage their financial habits to qualify for credit. Here'...
Being an authorized user on your parents' credit cards can help build a credit history. Bu...
Credit repair companies may offer to fix your credit—for a fee. Here's why you should reje...
Items previously deleted from your credit report could reappear in certain circumstances. ...
A natural or declared disaster can affect your credit by making it harder for you to pay y...
The credit score risk factors shown on your credit report are important clues in terms of ...
Credit repair companies may promise to remove late payments—but they have no more power th...
Learning that your account has gone to collections can strike fear in anyone. Learn about ...
Though being unemployed won't show in your credit history and doesn't impact your scores, ...
While unemployment may impact your income, it does not directly impact your credit and you...
Self-employment doesn't directly affect your credit score, but some lenders are less likel...
Unemployment benefits are not a public record, and other than a few circumstances, no one ...
How can you pay for graduate school? Federal and private student loans; a part-time job; o...
Adding a statement to your credit file can help you, but it's a move you should take with ...
How do you get credit for the first time? Getting a secured credit card or becoming an aut...
The closed accounts that appear on your credit reports will disappear after either seven o...
"Too few accounts paid as agreed" may show as a risk factor, but it doesn't necessarily me...
By Louis DeNicola
