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Page 12
A 660 credit score falls below the national average, but that doesn't mean you're stuck th...
Judgments—court orders to pay unpaid debt issued in response to creditor litigation—can of...
While there's no such thing as medical bankruptcy, overwhelming medical debt can be discha...
If you're considering filing for bankruptcy, you should know that the process cannot elimi...
Excellent credit is a big part of getting approved, but it’s not a guarantee. Information ...
Not only does a credit limit determine how much you can spend on an account, it can have a...
If you've never had credit, such as a loan or credit card, you won't have a credit report....
Foreclosure does major damage to your credit, but these suggestions can help you restore y...
Collection accounts reported to the consumer credit bureaus will show up on your credit re...
Free credit monitoring from Experian is great for tracking your credit activity and it can...
It's possible to purchase a home with a 700 credit score, but lenders will review several ...
A credit score is calculated when a lender requests it. Scores are based on credit reports...
As you pay off credit cards, you may think it's best to close the accounts—but keeping the...
There are several reasons why a credit card company may close an account without notice. H...
A business viewing your credit must have a legally permissible purpose for doing so. Your ...
Income is not part of your credit report, but lenders may ask about it in credit applicati...
Account re-aging often refers to when a debt's statute of limitations gets reset. Learn ho...
UltraFICO allows consumers to leverage their financial habits to qualify for credit. Here'...
Being an authorized user on your parents' credit cards can help build a credit history. Bu...
Credit repair companies may offer to fix your credit—for a fee. Here's why you should reje...
Items previously deleted from your credit report could reappear in certain circumstances. ...
A natural or declared disaster can affect your credit by making it harder for you to pay y...
The credit score risk factors shown on your credit report are important clues in terms of ...
Learning that your account has gone to collections can strike fear in anyone. Learn about ...
While unemployment may impact your income, it does not directly impact your credit and you...
Unemployment benefits are not a public record, and other than a few circumstances, no one ...
The closed accounts that appear on your credit reports will disappear after either seven o...
"Too few accounts paid as agreed" may show as a risk factor, but it doesn't necessarily me...
Divorce does not show up on your credit report and does not affect your scores. However, y...
Foreclosures, and the late payments that lead up to them, have a major negative effect on ...
Income has no direct influence on credit scores, but a loss of income that hinders your ab...
Ready to remove your name from a joint credit card because circumstances have changed? Fin...
Divorces are expensive, and you may find yourself struggling to afford the fees. Here's wh...
Engaged and want to file for bankruptcy? Whether you should file before or after marriage ...
Defaulting on an account and declaring bankruptcy are very different, but they can both hu...
Credit cards you don't use may no longer factor into your credit reports. Use them at leas...
When you get married, keep old credit cards open to protect your credit score and your fin...
When facing divorce and bankruptcy at the same time, a good game plan can make a tough ord...
Living trusts are estate planning tools that can help your heirs get the most of your asse...
Collections may appear on credit reports long after the unpaid debts that spawned them, bu...
You want your child to go to private school—but how will you handle the tuition? Learn abo...
Calculations behind credit scores are highly advanced and top secret, so you can't work ou...
Under certain circumstances, businesses can check your credit without asking for your perm...
A reader wonders if deferred student loans show up on a credit report and, if they do, how...
A Chapter 7 bankruptcy will stay on your credit report for 10 years from the date of filin...
If you don't have a credit score, it may be because there isn't enough information in your...
Dear Experian, I would like to clean up my credit, but want to know if it is beneficial to...
Dear Experian, I pay everything on time, but my score is still low. Mortgage inquiries are...
Dear Experian, I currently have no credit. Not bad credit, no credit. I am interested in p...
Dear Experian, How many points does your credit score drop when a lender looks at your cre...
Dear Experian, How can I get my score higher? – DDE Dear DDE, Credit scores measure the le...
Estimado Experian: ¿Cómo puedo obtener un puntaje más alto? – DDE Estimado DDE: Los puntaj...
Dear Experian, I am considering signing up with a debt settlement company. They told me th...
Dear Experian, Is it true that you should never pay a negative account because the credit ...
By Jennifer White
