See your latest credit information
Get to know your FICO® Score
Raise your credit scores instantly
Establish and build your credit
ID monitoring, alerts and protection
Scan for your SSN, phone and email
Find your info on people finder sites
Check out Experian Smart Money™
We’ll negotiate bills for you & cancel unwanted subscriptions
Compare, switch and save
Page 12
Divorce does not show up on your credit report and does not affect your scores. However, y...
Foreclosures, and the late payments that lead up to them, have a major negative effect on ...
Credit scores are calculated using information found in your credit reports, but credit re...
Income has no direct influence on credit scores, but a loss of income that hinders your ab...
Even if one partner has agreed to handle mortgage payments, the other is still liable for ...
On its own, credit counseling doesn't affect your credit score. However, there are certain...
Ready to remove your name from a joint credit card because circumstances have changed? Fin...
Filing for or getting unemployment compensation will not appear on your credit report. But...
Divorces are expensive, and you may find yourself struggling to afford the fees. Here's wh...
Engaged and want to file for bankruptcy? Whether you should file before or after marriage ...
What does your credit score start? The answer may surprise you. Find out where your credit...
Defaulting on an account and declaring bankruptcy are very different, but they can both hu...
Credit cards you don't use may no longer factor into your credit reports. Use them at leas...
When you get married, keep old credit cards open to protect your credit score and your fin...
How will the new FICO,[object Object], 10 credit scores affect you? It could depend on whe...
When facing divorce and bankruptcy at the same time, a good game plan can make a tough ord...
Living trusts are estate planning tools that can help your heirs get the most of your asse...
Collections may appear on credit reports long after the unpaid debts that spawned them, bu...
You want your child to go to private school—but how will you handle the tuition? Learn abo...
Calculations behind credit scores are highly advanced and top secret, so you can't work ou...
Under certain circumstances, businesses can check your credit without asking for your perm...
Withdrawing money from your savings account won’t affect your credit, but having a robust ...
A reader wonders if deferred student loans show up on a credit report and, if they do, how...
A Chapter 7 bankruptcy will stay on your credit report for 10 years from the date of filin...
If you don't have a credit score, it may be because there isn't enough information in your...
You don't need an outside company to help you build credit. Here's what you can do to take...
It's a cruel irony that you need credit to build credit. If you can't qualify for a credit...
I am the personal representative for my brother’s estate. I’m trying to identify his activ...
Dear Experian, I would like to clean up my credit, but want to know if it is beneficial to...
Dear Experian, How can I find out what accounts are hurting my credit? – RBR
If you want the best possible interest rates and terms on a loan, you need tier 1 credit. ...
Dear Experian, I pay everything on time, but my score is still low. Mortgage inquiries are...
You don't need a perfect credit score to get low interest rates. Here's the highest credit...
Dear Experian, I currently have no credit. Not bad credit, no credit. I am interested in p...
Dear Experian, How many points does your credit score drop when a lender looks at your cre...
Dear Experian, How can I get my score higher? – DDE Dear DDE, Credit scores measure the le...
Estimado Experian: ¿Cómo puedo obtener un puntaje más alto? – DDE Estimado DDE: Los puntaj...
Dear Experian, I am considering signing up with a debt settlement company. They told me th...
Bankruptcy can be devastating to your credit, but taking a few simple steps right away can...
Learn what credit monitoring can—and can’t—do for you. Read why it’s important to monitor ...
Dear Experian, Is it true that you should never pay a negative account because the credit ...
Debt relief may have an impact on your credit, but it depends on which method you choose. ...
Renting a car doesn't help you build credit, but some rental car agencies will check your ...
Dear Experian, If one credit card is affecting my credit score negatively, and if I pay it...
Dear Experian, My wife got her credit report and an address that is not ours showed up. We...
No puede tener un puntaje de crédito si no tiene un historial crediticio. Aprenda cómo cre...
Many rental car agencies will require a credit check if you want to rent a car with a debi...
Dear Experian, If Experian deletes an account that was disputed as inaccurate and a credit...
Dear Experian, I had a 30-day late payment in April 2013 and one 90 days late in September...
Dear Experian, Why is my daughter’s credit card affecting me when she doesn’t make payment...
Piggybacking—or becoming an authorized user of someone else's credit card—can briefly lift...
Even if your credit is frozen, you still need to check your credit report regularly to pro...
Credit scores are largely based on your past experience managing debt—and many students, u...
If the primary account holder pays the bill late or has a lot of debt on the card, removin...
By Jennifer White
