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Bankruptcy can be devastating to your credit, but taking a few simple steps right away can...
Learn what credit monitoring can—and can’t—do for you. Read why it’s important to monitor ...
Dear Experian, Is it true that you should never pay a negative account because the credit ...
Dear Experian, My wife got her credit report and an address that is not ours showed up. We...
Dear Experian, If Experian deletes an account that was disputed as inaccurate and a credit...
Dear Experian, I had a 30-day late payment in April 2013 and one 90 days late in September...
Dear Experian, Why is my daughter’s credit card affecting me when she doesn’t make payment...
Piggybacking—or becoming an authorized user of someone else's credit card—can briefly lift...
Even if your credit is frozen, you still need to check your credit report regularly to pro...
Utility bills typically only appeared on your credit reports if you failed to pay them—unt...
Dear Experian, Does it hurt your credit score to increase your limit on your cards? – MNB ...
Dear Experian, What is the best way to get your Experian credit report reviewed for discre...
Dear Experian, I am considering a voluntary vehicle surrender. What ramifications can I ex...
Dear Experian, I cosigned a loan with my son. He is not making payments, and it will be tu...
Dear Experian, If a charged off credit card is about to drop off and I pay it off, can the...
Dear Experian, I have an Experian membership. I missed a payment and my score dropped. Whe...
Dear Experian, My credit score states “time since derogatory public record or collection i...
Dear Experian, My bankruptcy was discharged one to two months following when it was filed....
Dear Experian, There is an account appearing on my credit report that was included in my b...
Dear Experian, All my credit cards are paid in full and closed but still showing revolving...
Dear Experian, On my credit report there are two collection items. One says Medical Paymen...
I am listed as deceased on my credit history. How can I change that?
Dear Experian, While looking for a new car the auto dealer shopped the best rate for a loa...
Dear Experian, Does paying off a closed or charged off account raise your credit scores? -...
Dear Experian, Is it legal for a collection agency to submit an account that they buy from...
Dear Experian, I just paid the last bill off my credit in May of this year. If there is no...
Dear Experian, How do I verify that a company indeed checked my credit report? – HOD
Dear Experian, Is there a way to make a credit search show my current balance on a card ra...
Dear Experian, After a bankruptcy discharge the creditors usually update their entrances, ...
Dear Experian, What is my credit report number? I need it so I can speak to someone live. ...
Dear Experian, I am trying to pay off my debts with collection agencies, but I do not know...
Dear Experian, If payment has not been delinquent for two or more years can it be removed ...
Dear Experian, I co-signed my son's auto loan. He was over 30 days late on one payment. Wh...
Dear Experian, How frequently is one’s credit record updated? If I paid off an old debt an...
Dear Experian, If a checking account was closed, charged off, and sold to a collections ag...
Dear Experian, Can a creditor still garnish your wages even though the account is showing ...
Dear Experian, I have a debt from a department store credit card. It was charged off a few...
Dear Experian, On my credit report it states that there is an open account for more than $...
Dear Experian, I have 19 inquiries on my credit report from Experian. I have been declined...
Dear Experian, A friend of mine has been out of prison for five months and is trying to ge...
Dear Experian, I have an issue on my credit report that I believe came about when I traded...
Dear Experian, Can I get closed accounts with $0 balance removed from my credit report? – ...
Dear Experian, I have an account listed as “Closed – Account closed at Credit Grantor’s Re...
Dear Experian, I had a car payment that was seriously delinquent in 2015. In January of 20...
Dear Experian, I want to help my son build his credit. Is cosigning for a car loan a smart...
If you find information on your credit report you believe to be inaccurate, you have the r...
Dear Experian, What is needed to remove a charge off from your credit report if you pay th...
How do credit report errors happen? Credit report errors can happen when data entry errors...
What should I do if I find information that is inaccurate on my credit report? Federal law...
What is a data breach? A data breach happens when information has been viewed, stolen, or ...
What Is a Security Freeze? A security freeze, also sometimes known as a credit freeze, is ...
Frequently asked questions from AnnualCreditReport.com Identity Theft Basics Security Free...
A late mobile phone payment won't impact your credit score until it's charged off or sent ...
The status is the state of the account as reported by the creditor. Learn more about the d...
By Jim Akin
