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Getting declined for a credit limit increase doesn't always impact your credit scores. But...
Credit reports contain financial information related to debt and specific personal informa...
Accurate information that's less than seven years old can't be removed from a credit repor...
An old address doesn't affect your credit, but an inaccurate address can cause confusion a...
If your parents are divorced and you're applying for financial aid using the FAFSA or CSS ...
Scholarships are available through your school, as well as private organizations. Here’s w...
The length of time it takes to rebuild your credit history depends on how serious your cre...
Credit bureaus are legally required to finalize credit-report disputes within 30 days, but...
Disputing credit report inaccuracies is quick and simple online, but you can avoid credit ...
With student loans, you receive a separate loan for each enrollment period. You may only m...
“You don’t have a credit score” is a common misperception. You first need to establish a c...
You can't remove a closed account from your credit report, and you may not want to: Closed...
Foreclosure generally follows the same steps in every state, and understanding the process...
Improving your credit score can take time, but here are important steps you can take to g...
You can fix your credit report yourself, and for free. It will just take willpower and tim...
Knowing what steps to take after a loved one dies can help you get through these difficult...
Your spouse's bankruptcy won't directly affect your credit score. It could, however, creat...
Your credit card balances play a big role in your credit scores. It's important to pay att...
After your spouse or partner dies, can you keep using their credit cards? It depends on th...
You can dispute inaccurate information on your credit report by writing a simple dispute l...
Your credit score is crucial to your financial well-being, so it's important to know what ...
For your protection, you will have to answer security questions to access your credit repo...
In order for your mortgage account to appear on your credit report, the lender must report...
Su puntaje de crédito se determina mediante un modelo informático que analiza uno de sus i...
Your credit score is determined by a computer model that analyzes one of your credit repor...
Pre-foreclosure, the time between defaulting on a mortgage and the lender's seizure of the...
If foreclosure seems inevitable, a foreclosure attorney by your side can ease the process....
Debt collectors are gaining a modern-day method to seek money from you—private messages on...
Processing delays or errors can cause issues with an auto loan appearing on your credit re...
Maintain a good credit score by understanding the scoring factors, automating your bills, ...
When you dispute an account online through Experian, your dispute will be sent directly to...
Debt counseling involves working with a credit counselor who can help you make a plan for ...
If your current credit card balance is different from the balance on your credit report, i...
Working with a nonprofit debt counseling agency can help you make a plan to get out of deb...
When credit card debt gets out of control, turning to a credit counselor can be a wise cho...
It's possible to file bankruptcy with $35,000 in credit card debt, but whether or not that...
Working with a debt counseling service can help you get a handle on your finances and crea...
Children who are authorized users on their parent's credit card or the victim of identity ...
You can contact your credit card company or dispute your report with Experian if your cred...
No matter where life takes you, your credit report and score will continue to have a big i...
Having good credit can help you qualify for a multi-unit property loan, but you might stil...
What happens to your spouse's credit after they die? Are you responsible for their debts? ...
If you're thinking of closing one of your credit cards because you don't use it anymore, t...
If you're looking for help with your budget, credit and finances, a credit counselor or on...
Buying a foreclosure property could be a great way to save money on your home purchase. Ju...
Credit reports document your history of borrowing and repaying loans and lenders and other...
When you default, it will remain on your credit report for seven years from the date of th...
When you settle an account, the creditor will update the account on your credit report to ...
It takes more than a divorce decree to remove a person's responsibility to repay a joint a...
A credit score predicts how likely you are to fail to repay a loan, based on the credit hi...
Not only are there three credit bureaus that maintain credit reports, but there are many c...
Cosigning an auto loan means you're responsible for the payments, and your credit could su...
A default can result in fees, lawsuits, lost property and credit damage. Depending on the ...
Creating and maintaining good credit starts with four simple habits: paying on time, using...
By Louis DeNicola
