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Opening, using and closing credit card accounts can influence credit scores multiple ways,...
Think about your investment goals, need for advice, possible costs and level of trust as y...
Taking these steps can help prevent an ex from ruining your credit in the course of divorc...
A positive digital reputation requires being careful of what you share, awareness of what ...
Cash advances don't directly hurt credit, but they can make card balances rise faster than...
Credit repair companies cannot remove legitimate hard inquiries, and they can't remove bog...
At the end of mortgage forbearance, you must resume regular payments and make up all forgi...
Credit cards with unpaid balances erased through bankruptcy are routinely canceled, and ca...
Creditworthiness, lenders' appraisal of how likely you are to repay debts, is typically ev...
If high credit card debt doesn’t disqualify you from a home equity loan, it may mean you'l...
Some debt relief companies are scams, and even the legit ones are risky and typically cost...
Historically, many non-debt bills only affected FICO Scores if you failed to pay them. But...
A deferment on your car loan could buy you breathing room if you can't cover a payment or ...
A loan modification is a permanent change to an installment loan, aimed at making payments...
Credit card piggybacking can help you build credit, but it isn't always a wise idea. Here'...
Losing a job can be scary, but prudent budgeting and prioritizing your debts can help you ...
High-yield savings accounts mainly differ from traditional savings accounts by yielding gr...
Taking these steps to increase your credit score from the fair range to the good range cou...
Paying off collections can lift scores from the latest credit scoring models, but if your ...
If you file a dispute to address a credit report inaccuracy, federal law requires the cred...
Credit scores can change frequently, reflecting continual updates to your credit files at ...
Here's an overview of debts that cannot be canceled through bankruptcy and must be repaid,...
Debt settlement will hurt your credit scores, but it’s better than ignoring unpaid debt. I...
By understanding hard inquiries’ influence on your credit scores, you can prevent multiple...
Rent payments seldom appear on credit reports because few landlords report them to credit ...
Before you pop Champagne to celebrate paying off your mortgage, take these steps to smooth...
You may not qualify for a conventional credit card soon after bankruptcy, but cards design...
A bankruptcy discharge is a federal court order that cancels your obligation for certain d...
Checking your own credit reports, or credit scores based on them, won't have any impact on...
If your bank or credit union provides you a credit score, here's how you can use it to und...
When you enroll in Experian Boost, you decide which bill payment information to share, and...
Your ex-spouse's name will appear on your credit reports if you took on joint debt in your...
A small drop in credit score is a normal result of taking on new debt, and some basic cred...
It’s wise to work toward higher credit scores, but if your score gets you the credit you n...
Exceeding a credit card's borrowing limit brings costly fees and hurts credit scores, but ...
Your credit may be great, but if your spouse's isn't, you'll need to know what to do—and w...
Credit score simulators are interactive tools that predict how credit decisions will affec...
Foreclosure is a tough ordeal with major negative consequences for your credit, but follow...
Credit unions’ low financing rates and fees and member-focused services make them an attra...
A good credit score can mean access to better borrowing terms and lower interest rates, bu...
A 401(k) can help you save for retirement with tax advantages and automatic contributions....
Negotiating credit card debt can be daunting and risky but it may bring relief that harms ...
Bankruptcy doesn’t affect Social Security eligibility or benefit amount, but Social Securi...
Buying car insurance online can be quick and convenient, but it may not be ideal if you ha...
Comparing conventional and conforming mortgages isn’t an either-or matter: All conforming ...
If you're overwhelmed by debt, bankruptcy may be your only option, but its consequences me...
Most negative entries (those that hurt credit scores) remain on credit reports for seven y...
These tips can help you recover from (and avoid) infection of your PC, phone or tablet by ...
Credit monitoring—using an automated service or manually tracking changes in your credit r...
For new credit users, building a good credit score can take months if not years of followi...
Rather than hire a for-profit credit repair company, which can increase your debt without ...
Closed loan and credit card accounts can stay on credit reports for as long as 10 years a...
Credit fraud is a sad fact of life in the digital age, but you can take steps to avoid bec...
Chapter 13 bankruptcy is legal debt relief that requires monthly payments over a three- or...