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Most checking accounts don't earn interest, and those that do may come with minimum balanc...
Consider saving one-third to one-half of the estimated total cost of attending a four-year...
You can deposit a check by bringing it to an ATM, visiting your bank or credit union or ta...
Keep a small amount of cash at home in case an ATM or credit card payment system failure d...
Saving $10,000 in a year is an achievable goal with advance planning and a clear understan...
A cashier's check is a way to make a payment that comes with a guarantee from the bank tha...
A certified check is a personal check that's been verified and guaranteed by your bank, wh...
Annuities and CDs give you the option to invest money with some predictability. But annuit...
Personal loans typically require a minimum credit score and annual income, collateral if y...
Share certificates are offered by credit unions, and CDs by banks. Both earn higher intere...
A mortgage APR is a comprehensive indicator of your mortgage's cost to you. It takes into ...
Most lenders require you to have at least 20% equity in your home to refinance your mortga...
Applying for a mortgage online can be fast and convenient, and it lets you easily compare ...
A mortgage rate lock is when your lender agrees to keep your interest rate the same until ...
An emergency fund is a savings account that you can draw from when unforeseen expenses com...
A down payment isn't required to refinance a mortgage. But you will pay closing costs—and ...
No-closing-cost mortgages limit the closing costs required upfront, either by rolling them...
To qualify as a first-time homebuyer, you must not have owned your main residence in the t...
You can pay your mortgage online, by phone, by mail and via direct debit. As long as you s...
A bank statement loan is a mortgage type that self-employed individuals and business owner...
A closing disclosure is a five-page document that summarizes a mortgage's final terms and ...
While the general rule of thumb is to make a down payment of 20%, many homebuyers don't. S...
You can pay off your car loan faster by making more or bigger monthly payments, refinancin...
It's possible to finance a high-mileage car using an extended-mileage car loan, but you'll...
You can fix the issue of an upside-down car loan by making extra loan payments, refinancin...
You can add someone to your car insurance by checking the insurer's rules, then calling th...
Lenders do consider income when evaluating auto loan applications. They also look at your ...
When you become an authorized user, you join another person's credit card account and, ide...
You can have two car loans. As long as a lender has approved you for them, there is no lim...
A credit-builder loan lets you make fixed payments into a savings account over several mon...
You can cancel or keep open your old card once you've transferred the balance to a new one...
It's possible to pay off debt in a year by prioritizing your debts, sticking to a budget a...
A lack of credit history isn't a barrier to getting a mortgage. Manual underwriting makes ...
Whether you're feeling confident or anxious about your finances, your credit score will be...
As 2024 comes to a close, it's a natural time to consider ways to revamp your budget, save...
A home's assessed value is used to calculate property taxes, and market value is how much ...
You cannot be arrested or go to jail simply for having unpaid debt. But if you're sued by ...
As a non-U.S. citizen, you can open a U.S. bank account as long as you have the correct fo...
You may not see an immediate score increase if you pay off a loan. Depending on your credi...
To find how much car you can afford, review your income and expenses, estimate your monthl...
Applying for a personal loan can temporarily impact your credit as a result of a hard inqu...
A conforming loan is a mortgage that sticks to eligibility rules determined by Fannie Mae ...
A balance transfer is when you move debt to a new credit card that charges 0% interest dur...
Consider freezing your child's credit to prevent fraud and identity theft, which can inclu...
Apply for a credit card by checking your credit, choosing a credit card type, comparing ca...
When planning to buy a house in five years, come up with a savings goal, save automaticall...
Your credit card issuer will calculate a minimum payment that's due each month, but you ca...
How long your retirement savings will last depends on factors including your expenses in r...
Becoming financially literate means growing confidence in your money management skills, wh...
Child identity theft is when someone steals a minor's personal information to open new fin...
Credit cards are safer than debit cards because under federal law, you won't be responsibl...
Everything you want to know about your FICO Scores (aka credit scores).
Lifestyle creep is what happens when your spending increases along with your income, such ...
A prepaid card is a payment method where you, an employer or a government agency can depos...
