Sign In

Explore more topics

Auto loans

Page 2

Average Car Payment in 2025

Average monthly car payments have been creeping up for years, but there are ways to reduce...

Jennifer Brozic profile imageBy Jennifer Brozic
Jun 20, 2025

How Will a Voluntary Surrender Impact My Credit Score?

If you’re behind on your car loan payments, here’s what to know about how a voluntary surr...

Ben Luthi profile imageBy Ben Luthi
Jun 5, 2025

What Is Precomputed Interest on a Car Loan?

Precomputed interest on a car loan is calculated and fixed at the start of the loan, so re...

Karen Axelton profile imageBy Karen Axelton
May 28, 2025

What Is an Auto Lease Buyout Loan?

If you want to buy your leased vehicle when the lease term is over, an auto lease buyout l...

Karen Axelton profile imageBy Karen Axelton
May 28, 2025

What Is a Private Party Auto Loan?

If you’re thinking about buying a car in a private sale, here’s how the loan process typic...

Ben Luthi profile imageBy Ben Luthi
May 27, 2025

How Cosigning an Auto Loan Affects Your Credit

Cosigning an auto loan can help a loved one afford a car, but you should understand that i...

Jim Akin profile imageBy Jim Akin
May 20, 2025

How Much Do Cars Depreciate per Year?

Some models hold their value better than others. Learning about how cars depreciate can he...

Ben Luthi profile imageBy Ben Luthi
May 20, 2025

What’s the Highest Legal Interest Rate for Auto Loans?

If you’re planning to buy a car and don’t have stellar credit, knowing your state’s usury ...

Ben Luthi profile imageBy Ben Luthi
May 19, 2025

The Average Car Price Is Nearing All-Time High

If you’re thinking about buying a new or used car, here’s what you need to know about pric...

Ben Luthi profile imageBy Ben Luthi
May 11, 2025

How Much Does a Car Loan Cost Each Month?

If you’re planning to buy a car, here’s how much $10,000, $20,000, $30,000 and $40,000 car...

Ben Luthi profile imageBy Ben Luthi
May 6, 2025

How Long Can You Finance a Used Car?

If you’re planning to take out a loan for a new car, here’s what you need to know about re...

Ben Luthi profile imageBy Ben Luthi
May 3, 2025

Can You Borrow Money Against Your House for a Car Loan?

You can borrow money against your house for an auto loan, but it's generally not a good id...

Karen Axelton profile imageBy Karen Axelton
Apr 23, 2025

Used Car Loans and Financing for 2025

Here’s what to know about the latest used car loan interest rates and trends, as well as s...

Ben Luthi profile imageBy Ben Luthi
Apr 22, 2025

How to Save for a Car

Determining how much you can afford, setting a savings goal and factoring that goal into y...

Taylor Medine profile imageBy Taylor Medine
Apr 22, 2025

Do I Need a License to Buy a Car?

You don't need a driver's license to buy a car, but not having a license can make it harde...

Karen Axelton profile imageBy Karen Axelton
Apr 19, 2025

Pros and Cons of a Cosigner on a Car Loan

Buying a car? Adding a cosigner to the loan may help you secure a better interest rate, bu...

Kim Porter profile imageBy Kim Porter
Apr 18, 2025

Bad Credit Car Loan Trends: Buying a Used Car Is Common

If you’re looking to buy a car with bad credit, here’s what to know about potential costs ...

Ben Luthi profile imageBy Ben Luthi
Apr 17, 2025

25 Questions to Ask When Buying a Used Car

Buying a used car can come with some risks, so it’s important to make sure you’re prepared...

Ben Luthi profile imageBy Ben Luthi
Apr 17, 2025

What Is a Rebate on a Car?

A car rebate is a cash incentive dealers offer for buying a new car. The rebate can go tow...

Karen Axelton profile imageBy Karen Axelton
Apr 16, 2025

How Much Money Should You Save Up to Buy a Car?

How much to save up for a car depends on whether you're buying new or used, whether you ha...

Karen Axelton profile imageBy Karen Axelton
Apr 12, 2025

Should I Pay Cash for a Car?

Deciding whether to finance or pay cash for a car depends on how it affects your finances ...

Tim Maxwell profile imageBy Tim Maxwell
Apr 9, 2025

How to Get a Car Loan With Bad Credit

If your credit is in poor shape, it’s important to take your time to find the right car lo...

Ben Luthi profile imageBy Ben Luthi
Apr 9, 2025

What Is Voluntary Repossession?

Voluntary repossession is when a borrower returns their car to the lender before their aut...

Marianne Hayes profile imageBy Marianne Hayes
Apr 9, 2025

How to Trade In a Car With an Upside-Down Loan

You can trade in a car with an upside-down loan by rolling the negative equity into a new ...

LaToya Irby profile imageBy LaToya Irby
Apr 6, 2025

Should You Apply for a Car Loan Before Going to the Dealership?

Shopping for a car? Applying for the car loan before going to the dealership can strengthe...

Kim Porter profile imageBy Kim Porter
Apr 5, 2025

Whose Credit Score Is Used on a Joint Auto Loan?

Lenders typically check both applicants’ credit scores for joint car loans, but their poli...

Jim Akin profile imageBy Jim Akin
Apr 5, 2025

Should You Use a Balance Transfer to Pay Off an Auto Loan?

If you’re considering a balance transfer credit card as a way to pay off an auto loan, her...

Ben Luthi profile imageBy Ben Luthi
Apr 5, 2025

Should You Make Extra Principal Payments on a Car Loan?

Making extra principal payments on a car loan may be a good idea if you can easily afford ...

Karen Axelton profile imageBy Karen Axelton
Apr 4, 2025

How Much Income Do You Need to Buy a Car?

Experts suggest reserving between 10% and 15% of your income for total transportation cost...

John Egan profile imageBy John Egan
Apr 4, 2025

How to Transfer a Car Title

Whether you're buying or selling a vehicle, you need to know how to transfer a car title t...

Tim Maxwell profile imageBy Tim Maxwell
Apr 3, 2025

Can Somebody Take Over My Car Loan?

If you're struggling to make your payments, you may be able to have someone else take over...

Jennifer Brozic profile imageBy Jennifer Brozic
Apr 3, 2025

First-Time Car Buyer Guide

First-time car buyers should set a budget, check their credit and work to improve it if ne...

Karen Axelton profile imageBy Karen Axelton
Apr 2, 2025

What Is a Charge-Off on a Car Loan?

An auto loan charge-off is a serious event that can impact your credit for years. You also...

Marianne Hayes profile imageBy Marianne Hayes
Apr 2, 2025

How Many Times Can You Refinance a Car Loan?

There's no rule that limits the amount of times you can refinance a car, but doing so isn'...

Marianne Hayes profile imageBy Marianne Hayes
Mar 31, 2025

Is a Car Loan Secured or Unsecured?

Both secured and unsecured car loans can increase your purchasing power and get you into a...

Marianne Hayes profile imageBy Marianne Hayes
Mar 31, 2025

How Car Loans for Teens Work

Car loans for teens are trickier than auto loans for adults. Discover the roadblocks to ap...

Tim Maxwell profile imageBy Tim Maxwell
Mar 30, 2025

Can You Get Car Loans Forgiven?

Car loans can't generally be forgiven, but lenders may offer other types of assistance to ...

Jennifer Brozic profile imageBy Jennifer Brozic
Mar 30, 2025

Can a Cosigner Be Removed From a Car Loan?

You can remove a cosigner from a car loan and take over the loan yourself, but options are...

LaToya Irby profile imageBy LaToya Irby
Mar 30, 2025

What Does Maturity Date Mean on a Car Loan?

A car loan's maturity date is the day the balance is scheduled to be paid in full. If it i...

Jennifer Brozic profile imageBy Jennifer Brozic
Mar 29, 2025

What Is a Car Registration Fee?

When you buy a car, you need to pay registration (or license) fees to the government to pr...

Gayle Sato profile imageBy Gayle Sato
Mar 29, 2025

Can I Keep My Auto Loan and Change the Car?

You can trade in your car and roll over its existing balance, but doing so comes with cost...

Tim Maxwell profile imageBy Tim Maxwell
Mar 29, 2025

Fixed-Rate vs. Variable-Rate Car Loans: Which Is Better?

Fixed-rate car loans have significant advantages over variable rate ones, namely an intere...

Tim Maxwell profile imageBy Tim Maxwell
Mar 28, 2025

What Is a Finance Charge on a Car Loan?

Applying for a car loan? Don't forget to budget for finance charges, which include the len...

Kim Porter profile imageBy Kim Porter
Mar 28, 2025

What Is a Rebuilt Title?

Buying a car with a rebuilt title may be worth it, but you must understand the inherent ri...

Tim Maxwell profile imageBy Tim Maxwell
Mar 27, 2025

How Does Car Loan Forbearance Affect Credit?

The most common type of car loan forbearance, payment deferment, doesn't affect credit sco...

Jim Akin profile imageBy Jim Akin
Mar 27, 2025

How to Transfer Car Loan to Another Person

Transferring a car loan to another person often requires that person to submit an applicat...

John Egan profile imageBy John Egan
Mar 27, 2025

What Happens to My Car Loan if Interest Rates Drop?

If you're looking to save money, you may be able to refinance into a new car loan when int...

Kim Porter profile imageBy Kim Porter
Mar 26, 2025

What Does Certified Pre-Owned (CPO) Mean?

A certified pre-owned (CPO) vehicle is a used car that's in good condition and may qualify...

Gayle Sato profile imageBy Gayle Sato
Mar 23, 2025

Can You Refinance a Car Loan if You Have SSI?

You may be able to refinance using SSI benefits as proof of income, if you can find a lend...

Kim Porter profile imageBy Kim Porter
Mar 22, 2025

How to Get Out of an Auto Loan You Can’t Afford

If you’re having trouble with your car payments, here are some potential remedies to consi...

Ben Luthi profile imageBy Ben Luthi
Mar 21, 2025

Pros and Cons of Paying Off a Car Loan Early

Paying off a car loan early can save money on interest, but it may be more beneficial to f...

LaToya Irby profile imageBy LaToya Irby
Mar 21, 2025

How Can I Pay Off My Car Loan Faster?

You can pay off your car loan faster by making more or bigger monthly payments, refinancin...

Brianna McGurran profile imageBy Brianna McGurran
Mar 21, 2025

Can I Get a Car Loan After Bankruptcy?

To get a car loan after bankruptcy, you may have to turn to lenders who specialize in borr...

Jim Akin profile imageBy Jim Akin
Mar 20, 2025

How to Trade In Your Car

If you’re considering a trade-in, here’s how to do it and what to consider before you move...

Ben Luthi profile imageBy Ben Luthi
Mar 18, 2025

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances through expert guidance and innovative tools. As a trusted platform for money management, credit education, and identity protection, our mission is to bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices

Download from the Apple App Store.Get it on Google Play.