See your latest credit information
Get to know your FICO® Score
Raise your credit scores instantly
Establish and build your credit
ID monitoring, alerts and protection
Scan for your SSN, phone and email
Find your info on people finder sites
Check out Experian Smart Money™
We’ll negotiate bills for you & cancel unwanted subscriptions
Compare, switch and save
Page 2
The Fair Credit Reporting Act (FCRA) is a federal law that helps to ensure the accuracy, f...
Authorized-user accounts are often reported to all three credit bureaus. Find out how they...
If you’ve missed a debt payment by seven days, here’s what you need to know about how it m...
You can stop your wages from being garnished by paying off the debt, challenging the garni...
To pay off debt in collections, confirm the debt belongs to you, decide what you can affor...
Find out when multiple hard inquiries from loan applications will, and won't, affect your ...
If you've missed multiple payments on your loans, credit cards, medical debt, utility bill...
Paying off a debt in full may be your fastest resolution option, but you may negotiate to ...
Hard inquiries might hurt your credit scores, but you can avoid having too many if you und...
Getting denied by your mortgage lender doesn't necessarily mean you've reached the end of ...
When you legally change your name, you don't have to contact the credit bureaus in order t...
You can regularly check your credit report and look for this important information in each...
Late payments can seriously harm your credit score, but you can easily avoid them with a f...
Your credit report shows if your accounts are open or closed, if they've been paid in full...
Credit makes it possible to borrow money for large purchases and other needs. Here’s how i...
Income is one of many factors lenders consider when setting credit limits, and there’s no ...
Checking your credit reports regularly can help you build and maintain good credit scores ...
Filing bankruptcy halts most foreclosure proceedings. Chapter 13 bankruptcy can prevent fo...
Your Experian credit report may contain personal information, accounts, collections, credi...
It's possible to keep your car after declaring bankruptcy, but it comes down to if the car...
Credit repair companies charge you for removing inaccurate information on your credit repo...
A charge-off means a creditor no longer believes you will make up missed payments and writ...
An account will be in good standing on your credit report if you never missed a payment.
Credit repair companies may charge $70 to $150 monthly, plus a setup fee after they create...
As you review your credit reports, you’ll see a different tradeline for each credit accoun...
Factors including low credit scores and limited credit history can lead to low credit limi...
Credit repair services can help you fix inaccurate details on your credit reports, but the...
A closed account on your credit report means the account is not valid for making new charg...
If you’re thinking about filing for bankruptcy, here’s what you need to know about how the...
If you’re thinking about filing for bankruptcy, here’s what to know about the process and ...
Chapter 7 and Chapter 13 bankruptcy differ in their approaches to repaying your creditors ...
Bankruptcy can relieve the pressure of debt, but it isn't without negative consequences fo...
You can remove an incorrect SSN from your credit reports by contacting the creditor that's...
Bankruptcy can relieve the stress of insurmountable debt, but it can cause property loss a...
Procedures vary by jurisdiction, but it’s possible for a foreclosure order to be finalized...
Ideally, cosigners should have a credit score of 670 and up and a debt-to-income ratio of ...
If you’ve filed for bankruptcy, it’ll remain on your credit reports for seven or 10 years....
A credit card might take time to show on your credit report due to a delay in credit repor...
If you’re thinking about filing for bankruptcy individually or for your business, here are...
If you have a thin credit file, the best way to build it out is to open new credit account...
A bankruptcy drops off your credit report after 10 years if you file for Chapter 7 bankrup...
Getting a mortgage after bankruptcy is possible if you observe mandatory waiting periods a...
Credit is the ability to borrow money now and repay it later. Here's how it works and how ...
If you default on a loan, you may experience damage to your credit score and other negativ...
Credit repair companies cannot remove legitimate hard inquiries, and they can't remove bog...
If you’ve recently gone through bankruptcy, it may take some time to improve your credit. ...
You should receive any remaining home equity after a foreclosure, but remember that the fo...
Credit cards with unpaid balances erased through bankruptcy are routinely canceled, and ca...
Creditworthiness, lenders' appraisal of how likely you are to repay debts, is typically ev...
If you’ve been denied credit recently, an adverse action letter will provide you with the ...
Unpaid medical bills can leave your credit score in critical condition. Take these steps t...
Once your bankruptcy has been discharged, it’s important to start taking steps to rebuild ...
Credit card piggybacking can help you build credit, but it isn't always a wise idea. Here'...
If you’re worried about the impact of a tax lien on your credit report, the good news is t...
