See your latest credit information
Get to know your FICO® Score
Raise your credit scores instantly
Establish and build your credit
ID monitoring, alerts and protection
Scan for your SSN, phone and email
Find your info on people finder sites
Check out Experian Smart Money™
We’ll negotiate bills for you & cancel unwanted subscriptions
Compare, switch and save
Page 8
AnnualCreditReport.com provides free access to your credit reports. Here’s what to know ab...
Credit reports and credit scores are both parts of your credit profile, but they aren't th...
An 800 score places you in the "exceptional" FICO credit score range, increasing the likel...
Attending community college can be a great way to save money while you get through require...
If you require an accessible version of your credit report, there are several ways to requ...
Several factors could be keeping your credit score from going up, such as high credit bala...
Three foreclosure types (judicial, power of sale, and strict) are used in the U.S., and wh...
Hobby gambling can have an unexpected effect on your finances and credit score, so conside...
Scammers are using obituaries for information to use in identity theft. Protect a deceased...
If a death has occurred on a property, its value may be affected. Learn how much and under...
You can leverage credit for everything from buying a house or a car to qualifying for a cr...
Your address appears on your credit report as a piece of identifying information, but can ...
Paying your balance in full every month doesn't necessarily impact your credit score. Stil...
If you're worried you'll lose your credit history when you change your legal name with Exp...
If you've received an inheritance, you're likely navigating a whirlwind of emotion. Take a...
The original delinquency date is the date an account first became late and was not brought...
Did you fall behind on your mortgage payments? Here's a look at the potential consequences...
Before you apply for a new job, clean up your online reputation. Hiring managers may be se...
As long as you have open credit accounts, you don’t need to notify Experian that your addr...
Your credit score is based on a calculation made at the moment a score is requested. There...
While credit reporting companies have operations in multiple countries, the information th...
Does your credit score matter when adopting a child? Adoption agencies may not check your ...
An address you've never lived at is listed on your credit report. Can you dispute it? Find...
Building a solid credit history while still in college can be challenging, but will be a g...
In some states, collection agencies may have no limit to how long they can pursue a debt. ...
Here's what to look for when seeking a credit counselor to help you get control of your de...
You want to quit your job—but can you afford to do so? Here's what to consider when decidi...
Facing foreclosure? Con artists may be circling. Watch out for these popular foreclosure r...
Insurers don't report information to credit bureaus, but unpaid insurance bills still coul...
Wedding insurance can ease the financial burden of canceling or postponing your nuptials. ...
Having kids is an expensive endeavor, but parents of special needs kids face extra expense...
Teaching your kids the value of earning money can set them up for future financial success...
The best time of year to look for a job typically is January and February, but other times...
Lenders may set their own guidelines for who is a subprime or prime borrower, but here's h...
On average, having a college degree can boost your income, but there are plenty of lucrati...
A frozen credit report can make applying for new credit accounts difficult. Here's how you...
Here are some steps you can take to begin repairing your credit and minimize the damage do...
Delinquencies remain on your credit history for seven years, even after a loan has been se...
You can't self-report payments you make to a family member, but your family may be able to...
Closed accounts, whether they were closed by you or due to payoff or transfer to another l...
Having good credit and access to low-cost financial products may be especially important i...
Your credit utilization ratio is one of the most important factors of your credit score—an...
Requesting a lower credit limit might hurt your credit scores. But sometimes it might be a...
Going to grad school or finishing a bachelor's or associate's program can be a big financi...
The types of loans you use don’t matter as much as how you manage them. Here’s what to kno...
Most immigrants to the U.S. must build credit from scratch to qualify for everything from ...
The national credit bureaus never charge for credit report disputes, and for-profit credit...
Giving your child a debit card can teach them financial responsibility from an early age. ...
Credit scoring apps can make it easy to check your credit score. Many are also free and sa...
Here's what you can (and cannot) do if "Short account history" is listed as a top factor t...
When you pay off a debt, the lender will provide an update to Experian and the other credi...
In some cases where there has been a mix-up, your lender may be willing to remove the deli...
Credit scores can change frequently, reflecting continual updates to your credit reports, ...
A good rule of thumb is to allow 30 to 60 days for updates to happen. If time is of the es...
By Ben Luthi
