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If you get denied for a credit card, the card issuer is required to tell you why. Using th...
Secured cards and prepaid cards both have some perks, but which one is right for you comes...
It's tempting to use your credit card for unexpected expenses. But instead of turning to y...
Your credit card will have a limit on balance transfers, which could be lower than your ca...
You can request a balance transfer on a new credit card or an existing one, but consider t...
Noticed changes to your credit card terms? Credit card issuers can update account terms, b...
Using a credit score for everyday purchases can help you earn rewards and build credit, bu...
APR shows how much you'll pay in total to carry a credit card balance or take out an insta...
Paying finance charges won't improve your credit score directly, but it does bring down yo...
Credit card surcharges can increase your bill by up to 4%. Find out how they work and wher...
A fixed APR is more certain, while a variable APR offers the opportunity to save more mone...
You may be able to request a lower interest rate if you're experiencing a financial hardsh...
If you’re considering applying for your first credit card, this guide will help you learn ...
Your credit card's average daily balance could impact how much you pay in interest. Here's...
Large purchases that max out your card and transactions that incur extra processing fees a...
Breaking a credit card habit requires more than just saying no. Try these five tips to sta...
Inflation may not directly impact the value of your airline miles compared to cash tickets...
Unlike a variable APR, a fixed APR generally doesn’t change over time. It includes the int...
A flat-rate rewards card is a credit card that gives you the same rewards rate on every pu...
If you want to increase your available credit, you may wonder if it’s better to request a ...
A credit card can help you save time and money, build credit and earn rewards, and it offe...
Worried the credit card you're considering is a dud? You can find clues in a card's terms ...
If you’re looking for an opportunity to avoid interest on your credit card, there are a fe...
Want to build credit? A secured credit card can help. Secured credit cards require a secur...
Several major credit card issuers offer installment plans, which let you move an eligible ...
If you’ve graduated from college, you may be wondering what happens to your student credit...
A variable APR is a type of rate that changes over time. Here’s what you should know about...
Credit card installment plans offer some flexibility with certain purchases, but they don’...
Your credit card's billing cycle, or billing period, is the time between its statements' c...
Only a few credit card rewards programs let you gift your rewards to someone else directly...
Credit card due dates aren't always set in stone. You may be able to change a credit card ...
Your credit limit may be at risk if you rarely use your card or have trouble paying your b...
Using a personal credit card for business expenses is possible, but you’ll miss out on a l...
While credit cards can provide a great way to earn rewards on your everyday spending and g...
Overspending on your credit card can cause damage to your finances and credit. Here’s how ...
Your available credit is what you have left to spend in any given billing cycle. But shoul...
A balance transfer won't make sense if it doesn't meet your financial needs. Keep reading ...
Unsecured cards are the standard credit cards, while secured cards may help people build o...
Here are some common credit card terms you should know to avoid fees and extra charges. Le...
Diversifying your credit card rewards not only gives you more flexibility, saves you more ...
Credit card networks help people make purchases around the world, but how do they work?
Should you get a cash back or points credit card? Here's how to compare the options and fi...
If your credit card is discontinued, there may be a few things that happen. Here’s what to...
Credit card issuers provide credit cards to consumers, but they don’t process your everyda...
Balance transfer checks often offer introductory 0% APR promotions, and you can use them f...
Store cards may offer special financing and free shipping for appliances, but there are dr...
A little attention to timing can improve your credit score or eligibility when you're appl...
Are credit card offers piling up in your home and creating paper clutter? It's easy and fr...
If you have a credit card that's about to expire, expect to receive a new card from the is...
You can submit multiple credit card applications in one day. But it might hurt your credit...
It may be impossible to cancel an “instant-approval” credit card application, but you may ...
Your credit card grace period gives you at least three weeks to pay off your monthly balan...
In most cases, you can rent a car without a credit card, but there are generally some limi...
If your credit card changes to a different issuer, it’s important to know how that might i...
By Ben Luthi
