Personal Finance

Managing your money is something we all can all do better: it can seem like just when you get the perfect budget figured out for yourself, life throws you a curveball. Checking in with your spending and saving habits can help you stay one step ahead of life’s changes whether they’re big or small. And it’s never too early to start saving in an emergency fund for when storm clouds gather and you’ll need some additional funds.

Latest Articles

How important is credit card utilization?

Credit card utilization is the second most important factor in credit scores. Your utilization...

Do student loans affect a credit score?

Student loans are a debt obligation just like any other and can affect your...

Does paying off a car loan impact your credit scores?

Paying off your car loan can affect your credit scores. Assuming you paid your...

4 Financial Readiness Tips for Veterans & Military Families

Military service members face unique financial challenges with the nature of their work. Discover...

Does Opening a Credit Card Hurt Your Score?

I have one credit card that I use as my main card...

Getting Better at Credit: Emergency Funds

How can an emergency fund help protect the health of your credit? Learn more...

How long after paying off a credit card will my credit score to go up?

It can take several months to see scores increase after paying off your credit...

What If I Can’t Pay Back a Payday Loan?

I had a payday loan I took out in 2011. I became...

Can You Pay off One Credit Card with Another?

Will transferring a balance from one credit card to another credit card,...

What Happens If I Don’t Pay My Credit Card Bill?

What would happen if I didn’t pay my credit card bill, but...

My Student Loans Were Just Paid in Full. Will This Improve My Credit Score?

Congratulations! Paying off your student loans is a great accomplishment. If you always made...

Can You Negotiate Credit Card Debt?

I am completely overextended with credit card debt but pay my bills...

What Are My Financial Goals?

Personal finance is a lifelong skill that you can keep perfecting, whether:

  • You’re just starting out on your own for the first time,
  • You’re thinking about combining your living space with a significant other and merging expenses,
  • It’s time to relocate for a new opportunity or to grow your family, or
  • You’re looking over the horizon to plan for retirement and a rainy day fund
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