Personal Finance

Managing your money is something we all can all do better: it can seem like just when you get the perfect budget figured out for yourself, life throws you a curveball. Checking in with your spending and saving habits can help you stay one step ahead of life’s changes whether they’re big or small. And it’s never too early to start saving in an emergency fund for when storm clouds gather and you’ll need some additional funds.

Latest Articles

Annual Fee Definition: What It Is and Whether It’s Worth It

An annual fee is a fee you pay each year just for having a...

7 Things You Need to Know About Refinancing Student Loans

Whether you’re fresh out of school or have been out for a while, you...

Understanding Credit Card Fees

Credit cards often have numerous fees, which can be confusing to consumers. By law,...

6 Credit Card Traps to Avoid

Credit cards can be important financial tools to help you make the most of...

What Is a Conventional Loan?

A conventional loan is a mortgage that is not backed by a government agency....

Everything You Need to Know About Credit Card Issuers

A credit card issuer is a bank or credit union that provides a credit...

APR vs Interest Rate: What’s the Difference?

Getting a loan means paying interest—it’s the cost of borrowing money. Just how much...

What Is a Salvage Title Car and Should I Buy One?

A salvage title car is an official indication that a vehicle has been damaged...

Where Can I Get a Loan?

You can get a loan from a bank, credit union or online lender. Your...

From Debt to Successful Business: Kyle Taylor Shares The Penny Hoarder Story

Our hosts from Experian sit down and chat with Kyle Taylor—entrepreneur, philanthropist, and the...

Impact of Missed Payments and Mortgage Modification

I'm considering entering into a six month reduced payment plan with my mortgage...

5 Ways to Maximize Credit Card Rewards

Editor’s Note: We sat down with Jason Steele, an expert in credit cards, credit,...

What Are My Financial Goals?

Personal finance is a lifelong skill that you can keep perfecting, whether:

  • You’re just starting out on your own for the first time,
  • You’re thinking about combining your living space with a significant other and merging expenses,
  • It’s time to relocate for a new opportunity or to grow your family, or
  • You’re looking over the horizon to plan for retirement and a rainy day fund